Schenectady County and Schenectady City property record for 20 Chestnut St, Schenectady, NY 12307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,249 sqft · built 1944 |
| Lot Size | 0.06 acres (2,627 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,274 (2026) |
| Deeds & Mortgages | Oct 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.26-2-31 |
| Primary APN | 421500 49.26-2-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,249 sqft Living Area |
| 1st Floor Area | 735 sqft |
| Upper Floors Area | 514 sqft |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,627 sqft (0.06 acres) |
| Lot Dimensions | 71 ft deep x 37 ft wide |
| Porch | Slab |
| Porch Area | 371 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20 CHESTNUT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12307-1038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | AGED AFFIDAVIT REQUIRED 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 31.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 20800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Vale Cemetery and Vale Park listed 2004 · 6 contributing resources · NRIS 04001053 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 CHESTNUT ST, SCHENECTADY, NY 12307-1038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 22, 2021 |
| Transfer Doc | 0000057188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 28, 2022 |
| Property Address | 20 CHESTNUT ST, SCHENECTADY, NY 12307-1038 |
| Document Number | 0000057188 |
| Book / Page | 2095 / 815 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 202257188 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 CHESTNUT ST, 20, SCHENECTADY, NY 12307-1038 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 5864 IMPERIAL DR, FREDERICK, MD 21703-2962 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,274.00 (+3.15%) | ||
| 2025 | $3,174.00 (+171.75%) | $55,400 (-) Land $8,300 Building $47,100 | $91,737 (+30.82%) Land $13,744 Building $77,993 |
| 2023 | $55,400 (-) Land $8,300 Building $47,100 | $70,127 (+3.8%) Land $10,506 Building $59,621 | |
| 2022 | $55,400 Land $8,300 Building $47,100 | $67,561 Land $10,122 Building $57,439 | |
| 2021 | $1,168.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures