Okaloosa County property record for 15 Cahaba Ln, Destin, FL 32541 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 2,653 sqft Heated Area |
| Lot Size | 17,753 sqft (0.407 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $430,000 (2019) |
| Tax Bill | $4,315.00 (2025) |
| Primary APN | C56-000-589-8626-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,653 sqft Heated Area |
| Gross Area | 3,871 sqft Gross Area |
| 1st Floor | 2,653 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 17,753 sqft (0.407 acres) |
| Lot Width | 90 ft Width |
| Garage Type | Finished Garage |
| Garage Area | 462 sqft Garage |
| Patio Area | 504 sqft Patio |
| Porch | Finished/Screened Porch |
| Porch Area | 252 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 15 CAHABA LN |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-4422 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDIAN BAYOU S/D LOT 34 BLK B |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | INDIAN BAYOU S/D |
| Legal Block | B |
| Legal Lot Number | 34 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | FORT WALTON BEACH |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 23304 |
Source: Okaloosa County records · APN C56-000-589-8626-6
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 15 CAHABA LN, DESTIN, FL 32541-4422 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 14, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage TRUIST BANK |
| Oct 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Jul 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Sep 25, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage TRIDENT HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2019 · Amount on Record |
| Deed Sale | Jul 18, 2019 · Amount on Record |
| Prior Sale | Jan 07, 2005 · Amount on Record |
| Deed Doc Number | 0034094825 |
| Deed Book / Page | 3409 / 4825 |
| Last Transfer Date | Jul 19, 2019 |
| Transfer Doc | 0034094825 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 15 CAHABA LN, DESTIN, FL 32541-4422 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 15 CAHABA LN, DESTIN, FL 32541-4422 |
| Document Number | 0003657104 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 3657104 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 27, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 15 CAHABA LN, DESTIN, FL 32541-4422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 15 CAHABA LN, DESTIN, FL 32541-4422 |
| Document Number | 0034954480 |
|---|---|
| Date | Oct 01, 2020 |
| Book Page | 3495/4480 |
| Instrument | 3395331 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 19, 2019 |
| Property Address | 15 CAHABA LN, DESTIN, FL 32541-4422 |
| Document Number | 0034094825 |
| Book / Page | 3409 / 4825 |
| Map Reference | MB 5 PG 114-117 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 3292521 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | CHAMPIONSHIP TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 62 MYERS RD, 62, DEFUNIAK SPRINGS, FL 32435-8704 |
| Name | Verified Name |
|---|---|
| Address | 15 CAHABA LN, DESTIN, FL 32541-4422 |
| Document Number | 0034094827 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 3409-4827 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 25, 2018 |
| Property Address | 15 CAHABA LN, DESTIN, FL 32541-4422 |
| Document Number | 0033683245 |
| Book / Page | 003368 / 003245 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 3234032 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,765.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 15 CAHABA LN DESTIN FL 325414422, DESTIN, FL 32541-4422 |
| Document Number | 33683247 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 003368/003247 |
| Instrument | 3234033 |
| Name | TRIDENT HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | GULF BREEZE, FL 32561 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2048 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,315.00 (+27.29%) Homeowner's exemption | $403,429 (+25.14%) | $577,794 (+19.31%) Land $150,096 Building $427,698 |
| 2023 | $3,390.00 (+2.48%) Homeowner's exemption | $322,387 (+3%) | $484,271 (+10.11%) Land $136,190 Building $348,081 |
| 2022 | $3,308.00 Homeowner's exemption | $312,997 | $439,818 Land $123,809 Building $316,009 |
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