Okaloosa County property record for 14 Cahaba Ln, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,034 sqft · built 2003 |
| Lot Size | 0.323 acres (14,084 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Apr 2008) |
| Tax Bill | $4,320 (2025) |
| Deeds & Mortgages | Aug 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-8625-8 |
| Primary APN | C56-000-589-8625-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,034 sqft Living Area |
| Gross Area | 3,729 sqft |
| 1st Floor Area | 3,034 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 14,084 sqft (0.323 acres) |
| Garage Type | Attached |
| Garage Area | 457 sqft |
| Porch | Slab |
| Porch Area | 257 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 14 CAHABA LN |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-4423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN BAYOU S/D LOT 33 BLK B |
| Legal Subdivision | INDIAN BAYOU S/D |
| Legal Block | B |
| Legal Lot Number | 33 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 23304 |
Source: Okaloosa County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 CAHABA LN, DESTIN, FL 32541-4423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2008 · Amount on Record |
| Deed Sale | Apr 10, 2008 · Amount on Record |
| Prior Sale | May 7, 2002 · Amount on Record |
| Deed Document Number | 20082488972 |
| Deed Book / Page | 2836 / 2763 |
| Last Transfer Date | Aug 27, 2026 |
| Transfer Doc | 0003835712 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 27, 2026 |
| Property Address | 14 CAHABA LN, DESTIN, FL 32541-4423 |
| Document Number | 0003835712 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 20263835712 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 14 CAHABA LN, DESTIN, FL 32541-4423 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,320.00 (+40.17%) | $403,816 (+36.18%) | $777,866 (+20.52%) Land $150,096 Building $627,770 |
| 2023 | $3,082.00 (+3.08%) Homeowner's exemption | $296,532 (+3.48%) | $645,428 (+10.21%) Land $136,190 Building $509,238 |
| 2022 | $2,990.00 Homeowner's exemption | $286,562 | $585,624 Land $123,809 Building $461,815 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 117 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 460 units insured incl. 343 condo units |
| Nearby Flood Claims | 124 (1988–2020) |
| Claims Outside the SFHA | 83 of 124 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: CenturyLink.
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