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6 Cahaba Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 6 Cahaba Ln, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,352 sqft · built 1996
Lot Size0.319 acres (13,901 sqft)
Owner2 Company Names on File
Tax Bill$3,204 (2025)
Deeds & MortgagesJul 2018 Transfer
Jul 2018 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-589-8621-7

Property Details

APN / Parcel Number

Primary APNC56-000-589-8621-7
Alternative APNs
  • 00-2S-22-1280-000B-0290
  • 22S2001280000B0290

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,352 sqft Living Area
Gross Area3,399 sqft
1st Floor Area2,352 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area13,901 sqft (0.319 acres)
Lot Width100 ft Width
Garage TypeAttached
Garage Area759 sqft
DrivewayDriveway
PorchFinished/Open Porch
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6 CAHABA LN
CityDESTIN
StateFL
Zip32541-4423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN BAYOU S/D LOT 29 BLK B
Legal SubdivisionINDIAN BAYOU S/D
Legal BlockB
Legal Lot Number29
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1011
Census Tract23304

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address6 CAHABA LN, DESTIN, FL 32541-4423
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 9, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 28, 2018
Transfer Doc0033581204
Record UpdatedJun 8, 2026

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateJul 9, 2018
Property Address6 CAHABA LN, DESTIN, FL 32541-4423
Document Number0033581204
Book / Page003358 / 001204
Instrument DateJun 26, 2018
Instrument3218404
Transaction TypeTransfer
Record UpdatedAug 1, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 CAHABA LN DESTIN FL 325414423, DESTIN, FL 32541-4423

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOKALOOSA FL
Recording DateJul 9, 2018
Property Address6 CAHABA LN, DESTIN, FL 32541-4423
Document Number0033581206
Book / Page003358 / 001206
Instrument DateJun 26, 2018
Instrument3218405
Transaction TypeTransfer
Record UpdatedAug 1, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$7.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address6 CAHABA LN DESTIN FL 325414423, DESTIN, FL 32541-4423

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,204.00 (+5.92%) Homeowner's exemption Widower's exemption$314,605 (+5.99%)$627,318 (+9.29%) Land $150,096 Building $477,222
2023$3,025.00 (+0.73%) Homeowner's exemption Widower's exemption$296,834 (+3%)$573,991 (+9.97%) Land $136,190 Building $437,801
2022$3,003.00 Homeowner's exemption Widower's exemption$288,188$521,967 Land $123,809 Building $398,158

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 117 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies460 units insured
incl. 343 condo units
Nearby Flood Claims124 (1988–2020)
Claims Outside the SFHA83 of 124
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Opal, Oct 1995 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: CenturyLink.

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