7 Cahaba Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 7 Cahaba Ln, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,710 sqft · built 1980
Lot Size0.347 acres (15,120 sqft)
OwnerCompany Name on Record
Tax Bill$6,159 (2025)
Deeds & MortgagesAug 2022 Transfer
Flood ZoneZone X (minimal risk)
APNC56-000-589-8630-8

Property Details

APN / Parcel Number

Primary APNC56-000-589-8630-8
Alternative APNs
  • 00-2S-22-1280-000B-0380
  • 22S2001280000B0380

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,710 sqft Living Area
Gross Area3,731 sqft
1st Floor Area1,478 sqft
Upper Floors Area1,188 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialWood
Lot Area15,120 sqft (0.347 acres)
Lot Width100 ft Width
Garage TypeAttached
Garage Area660 sqft
PorchFinished/Open Porch
Porch Area30 sqft
Patio Area331 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address7 CAHABA LN
CityDESTIN
StateFL
Zip32541-4422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN BAYOU S/D LOT 38 BLK B
Legal SubdivisionINDIAN BAYOU S/D
Legal BlockB
Legal Lot Number38
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1011
Census Tract23304

Owner

Source: Okaloosa County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address823 KELL AIRE CT, DESTIN, FL 32541-2643
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 29, 2022
Transfer Doc0036353640
Record UpdatedOct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateAug 2, 2022
Property Address7 CAHABA LN, DESTIN, FL 32541-4422
Document Number0036353640
Book / Page3635 / 3640
Map ReferenceMB 5 PG 114-117
Instrument DateJul 29, 2022
Instrument3568740
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address823 KELL AIRE CT, 823, DESTIN, FL 32541-2643

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address823 KELL AIRE CT, DESTIN, FL 32541-2643

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,159.00 (+8.36%)$520,078 (+9.29%) Land $150,096 Building $369,982$520,078 (+9.29%) Land $150,096 Building $369,982
2023$5,684.00 (+19.04%)$475,851 (+10.01%) Land $136,190 Building $339,661$475,851 (+10.01%) Land $136,190 Building $339,661
2022$4,775.00$432,559 Land $123,809 Building $308,750$432,559 Land $123,809 Building $308,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 117 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies460 units insured
incl. 343 condo units
Nearby Flood Claims124 (1988–2020)
Claims Outside the SFHA83 of 124
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Opal, Oct 1995 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, T-Mobile.

Nearby Properties on Cahaba Ln

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