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1499 Reflection Cv, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1499 Reflection Cv, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,894 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$295,000 (2018)
Tax Bill$3,989.00 (2025)

Property Details

APN / Parcel Number

Primary APN153677
Alternative APN
  • 312531084200014280

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,894 sqft Heated Area
Gross Area2,613 sqft Gross Area
1st Floor1,894 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Depth X Width125 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area478 sqft Garage
FenceFence
PorchOpen Porch
Porch Area241 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number153677
Street Address1499 REFLECTION CV
CitySAINT CLOUD
StateFL
Zip34771-7508
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTURTLE CREEK PH 1B PB 19 PG 189-191 LOT 428
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK
Legal Phase1B
Legal Tract842
Legal Block1
Legal Lot Number428
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2001
Census Tract43600

Owner

Source: Osceola County records · APN 153677

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1499 REFLECTION CV, SAINT CLOUD, FL 34771-7508
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
JAMES B NUTTER & CO
May 07, 2018Grant Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 07, 2018 · Amount on Record
Deed SaleMay 07, 2018 · Amount on Record
Deed Doc Number2018072009
Deed Book / Page5328 / 2739
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1499 REFLECTION CV, SAINT CLOUD, FL 34771-7508
Transaction TypeMortgage
Record UpdatedApr 13, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1499 REFLECTION CV, SAINT CLOUD, FL 34771-7508

Mortgage

Document Number0059051301
DateMar 05, 2021
Book Page5905/1301
Instrument2021032890
Lender
NameJAMES B NUTTER & CO
TypeMortgage Company
AddressKANSAS CITY, MO 64111
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term358 Months
DueJan 01, 2051

May 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMay 07, 2018
Property Address1499 REFLECTION CV, SAINT CLOUD, FL 34771-7508
Document Number0053282739
Book / Page005328 / 002739
Instrument DateApr 24, 2018
Instrument72009
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 10, 2018
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1499 REFLECTION CV ST CLOUD FL 347717508, ST CLOUD, FL 34771-7508

Mortgage

Document Number53282740
DateMay 07, 2018
Book Page005328/002740
Instrument72010
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 06, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,989.00 (+6.18%) Homeowner's exemption$265,768 (+5.99%)$343,100 (+0.73%) Land $75,000 Building $268,100
2023$3,757.00 (+3.56%) Homeowner's exemption$250,756 (+3%)$340,600 (+14.03%) Land $65,000 Building $275,600
2022$3,628.00 Homeowner's exemption$243,453$298,700 Land $60,000 Building $238,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,136 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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