Osceola County property record for 1495 Reflection Cv, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,955 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $269,990 (2017) |
| Tax Bill | $3,461.00 (2024) |
| Primary APN | 31-25-31-0842-0001-4300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,955 sqft Living Area |
| Gross Area | 2,667 sqft Gross Area |
| 1st Floor | 1,955 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Depth X Width | 125 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 478 sqft Garage |
| Porch Area | 234 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1495 REFLECTION CV |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7508 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 430 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | TURTLE CREEK PH 1B |
| Legal Phase | 1B |
| Legal Tract | 842 |
| Legal Block | 4300 |
| Legal Lot Number | 430 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 43600 |
Source: Osceola County records · APN 31-25-31-0842-0001-4300
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1495 REFLECTION CV, SAINT CLOUD, FL 34771-7508 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 27, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 05, 2017 | Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2017 · Amount on Record |
| Deed Sale | Oct 05, 2017 · Amount on Record |
| Deed Doc Number | 2017142388 |
| Deed Book / Page | 5218 / 2699 |
| Last Transfer Date | Feb 17, 2020 |
| Transfer Doc | 0056820564 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 27, 2020 |
| Property Address | 1495 REFLECTION CV, SAINT CLOUD, FL 34771-7508 |
| Document Number | 0056820564 |
| Book / Page | 005682 / 000564 |
| Instrument Date | Feb 17, 2020 |
| Instrument | 28962 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1495 REFLECTION CV ST CLOUD FL 347717508, ST CLOUD, FL 34771-7508 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 05, 2017 |
| Property Address | 1495 REFLECTION CV, SAINT CLOUD, FL 34771-7508 |
| Document Number | 0052182699 |
| Book / Page | 5218 / 2699 |
| Map Reference | MB19 PG189-191 |
| Instrument Date | Sep 27, 2017 |
| Instrument | 2017142388 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149 |
| Name | Verified Name |
|---|---|
| Address | 1495 REFLECTION CV, SAINT CLOUD, FL 34771-7508 |
| Document Number | 0052182700 |
|---|---|
| Date | Oct 05, 2017 |
| Instrument | 5218/2700 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,592.00 (+3.79%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $260,253 (+5.99%) | $345,700 (+0.67%) Land $75,000 Building $270,700 |
| 2024 | $3,461.00 (+2.88%) | ||
| 2023 | $3,364.00 (-4.65%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $245,553 (+3%) | $343,400 (+14.24%) Land $65,000 Building $278,400 |
| 2022 | $3,528.00 Homeowner's exemption Widower's exemption | $238,401 | $300,600 Land $60,000 Building $240,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,136 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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