1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Reflection Cv

1489 Reflection Cv, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1489 Reflection Cv, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2016
Square Footage2,898 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$297,140 (2016)
Tax Bill$4,187.00 (2024)

Property Details

APN / Parcel Number

Primary APN31-25-31-0842-0001-4330
Alternative APNs
  • 253131084200014330
  • 153682

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,898 sqft Living Area
Gross Area3,665 sqft Gross Area
1st Floor1,745 sqft 1st Floor
Upper Floors1,153 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.17 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area494 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area280 sqft Pool
Deck Area150 sqft Deck
Porch Area273 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1489 REFLECTION CV
CitySAINT CLOUD
StateFL
Zip34771-7508
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTURTLE CREEK PH 1B PB 19 PG 189-191 LOT 433
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK PH 1B
Legal Phase1B
Legal Tract842
Legal Block4330
Legal Lot Number433
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2001
Census Tract43600

Owner

Source: Osceola County records · APN 31-25-31-0842-0001-4330

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1489 REFLECTION CV, SAINT CLOUD, FL 34771-7508
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 13, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jan 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC
Mar 05, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Jul 08, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 12, 2016 · Amount on Record
Deed SaleMay 12, 2016 · Amount on Record
Deed Doc Number201672455
Deed Book / Page4959 / 1588
Last Transfer DateFeb 16, 2021
Transfer Doc0059042735
Record RefreshedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1489 REFLECTION CV, SAINT CLOUD, FL 34771-7508
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1489 REFLECTION CV, SAINT CLOUD, FL 34771-7508

Mortgage

Document Number0062131704
DateMay 13, 2022
Book Page6213/1704
Instrument2022076052
Lender
NameTRUIST BANK
TypeBank
Address27472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueApr 22, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1489 REFLECTION CV, SAINT CLOUD, FL 34771-7508
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050892182
DateJan 23, 2017
Book Page5089/2182
Instrument2017012085
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2047

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMar 05, 2021
Property Address1489 REFLECTION CV, SAINT CLOUD, FL 34771-7508
Document Number0059042735
Book / Page5904 / 2735
Map ReferenceMB 19 PG 189-191
Instrument DateFeb 16, 2021
Instrument2021032529
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyGOLD STAR TITLE AND ESCROW INC, GOLD STAR TITLE & ESCROW INC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1489 REFLECTION CV, SAINT CLOUD, FL 34771-7508

Mortgage

Document Number0059042737
DateMar 05, 2021
Instrument5904/2737
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 08, 2019
Property Address1489 REFLECTION CV, SAINT CLOUD, FL 34771-7508
Document Number0055530500
Book / Page005553 / 000500
Instrument DateJun 28, 2019
Instrument87259
Transaction TypeTransfer
Record UpdatedJul 25, 2019
Title CompanyGOLD STAR TITLE CORPORATION, GOLD STAR TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19641 FRANJO RD CUTLER BAY FL 331578843, CUTLER BAY, FL 33157-8843

Mortgage

Document Number55530502
DateJul 08, 2019
Book Page005553/000502
Instrument87260
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 07, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,332.00 (+3.46%) Homeowner's exemption$284,951 (+5.99%)$444,200 (-2.2%) Land $75,000 Building $369,200
2024$4,187.00 (+2.55%)
2023$4,083.00 (+3.52%) Homeowner's exemption$268,856 (+3%)$454,200 (+13.58%) Land $65,000 Building $389,200
2022$3,944.00 Homeowner's exemption$261,026$399,900 Land $60,000 Building $339,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,136 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Reflection Cv

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures