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1505 Reflection Cv, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1505 Reflection Cv, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2016
Square Footage2,898 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$299,990 (2017)
Tax Bill$7,507.00 (2025)

Property Details

APN / Parcel Number

Primary APN153674
Alternative APN
  • 312531084200014250

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area2,898 sqft Heated Area
Gross Area3,643 sqft Gross Area
1st Floor1,745 sqft 1st Floor
Upper Floors1,153 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Depth X Width125 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area494 sqft Garage
PorchOpen Porch
Porch Area251 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number153674
Street Address1505 REFLECTION CV
CitySAINT CLOUD
StateFL
Zip34771-7508
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTURTLE CREEK PH 1B PB 19 PG 189-191 LOT 425
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK
Legal Phase1B
Legal Tract842
Legal Block1
Legal Lot Number425
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2001
Census Tract43600

Owner

Source: Osceola County records · APN 153674

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1505 REFLECTION CV, SAINT CLOUD, FL 34771-7508
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Feb 15, 2017Grant Deed, Subdivision Related Transfer
DHI TITLE/FL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 15, 2017 · Amount on Record
Deed SaleFeb 15, 2017 · Amount on Record
Deed Doc Number2017025705
Deed Book / Page5103 / 0102
Record RefreshedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1505 REFLECTION CV, SAINT CLOUD, FL 34771-7508
Transaction TypeMortgage
Record UpdatedApr 07, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address1505 REFLECTION CV, SAINT CLOUD, FL 34771-7508

Mortgage

Document Number0061780713
DateMar 23, 2022
Book Page6178/713
Instrument2022046480
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 17, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateFeb 15, 2017
Property Address1505 REFLECTION CV, SAINT CLOUD, FL 34771-7508
Document Number0051030102
Book / Page005103 / 000102
Instrument DateFeb 14, 2017
Instrument25705
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 17, 2017
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$2,099.93
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1505 REFLECTION CV ST CLOUD FL 347717508, ST CLOUD, FL 34771-7508

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,507.00 (+11.91%)$423,500 (-2.51%) Land $75,000 Building $348,500$423,500 (-2.51%) Land $75,000 Building $348,500
2023$6,708.00 (+11.47%)$434,400 (+14.5%) Land $65,000 Building $369,400$434,400 (+14.5%) Land $65,000 Building $369,400
2022$6,018.00$379,400 Land $60,000 Building $319,400$379,400 Land $60,000 Building $319,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,136 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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