1499 Chaparral Way, Oceanside, CA 92057 Property Records

San Diego County property record for 1499 Chaparral Way, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,424 sqft · built 1988
Lot Size	0.7 acres (3,061 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Jan 2023)
Tax Bill	$7,020 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`157-532-60-00`

Property Details

APN / Parcel Number

Primary APN	`157-532-60-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,424 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	3,061 sqft (0.7 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1499 CHAPARRAL WAY
City	OCEANSIDE
State	CA
Zip	92057-4837
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-A-EQ
Legal Description	LOT 119 TR 011850
Legal Subdivision	MISSION MEADOWS
Legal Tract	011850
Legal Block	1
Legal Lot Number	119
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1006
Census Tract	19303

Owner

1499 Chaparral Way, a condominium, is owned and occupied by an individual who acquired it in May 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1499 CHAPARRAL WAY, OCEANSIDE, CA 92057-4837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 30, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 31, 2023	Grant Deed, Transfer · Commercial Mortgage JAMES NIERMAN
May 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2023 · Amount on File
Deed Sale	Jan 31, 2023 · Amount on File
Prior Sale	Sep 30, 1993 · Amount on File
Deed Document Number	202324379
Last Transfer Date	May 23, 2023
Transfer Doc	0000140488
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1499 CHAPARRAL WAY, OCEANSIDE, CA 92057-4837
Transaction Type	Mortgage
Record Updated	Mar 4, 2026
Title Company	FRAMERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1499 CHAPARRAL WAY, OCEANSIDE, CA 92057-4837

Mortgage

Document Number	0000048952
Date	Feb 23, 2026
Instrument	2026-0048952

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2051

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 30, 2023
Property Address	1499 CHAPARRAL WAY, OCEANSIDE, CA 92057-4837
Document Number	0000140488
Map Reference	MAP 11850
Instrument Date	May 23, 2023
Instrument	2023-0140488
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1499 CHAPARRAL WAY, OCEANSIDE, CA 92057-4837

Mortgage

Document Number	0000140489
Date	May 30, 2023
Instrument	2023-0140489

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2023
Property Address	1499 CHAPARRAL WAY, OCEANSIDE, CA 92057-4837
Document Number	0000024379
Map Reference	MAP 11850
Instrument Date	Jan 17, 2023
Instrument	2023-0024379
Transaction Type	Transfer
Record Updated	Feb 8, 2023
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1499 CHAPARRAL WAY, OCEANSIDE, CA 92057-4837

Mortgage

Document Number	0000024380
Date	Jan 31, 2023
Instrument	2023-0024380

Lender

Name	JAMES NIERMAN
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1499 CHAPARRAL WAY, OCEANSIDE, CA 92057-4837
Document Number	0000238883
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1499 CHAPARRAL WAY OCEANSIDE CA 920574837, OCEANSIDE, CA 92057-4837

Mortgage

Document Number	0000238883
Date	Jun 18, 2019
Instrument	238883

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 17, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1499 Chaparral Way was $7,020 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$636,721 (+2%) Land $263,202 Building $373,519
2025	$7,020.00 Homeowner's exemption	$624,238 Land $258,042 Building $366,196
2023	$2,373.00 (+0.34%) Homeowner's exemption	$222,151 Land $91,831 Building $130,320
2022	$2,365.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1499 Chaparral Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1499 Chaparral Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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