1494 Chaparral Way, Oceanside, CA 92057 Property Records

San Diego County property record for 1494 Chaparral Way, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,295 sqft · built 1988
Lot Size0.42 acres (1,850 sqft)
OwnerIndividual Name on File
Last Sale$192,000 (Jan 2002)
Tax Bill$3,177 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN157-532-45-00

Property Details

APN / Parcel Number

Primary APN157-532-45-00

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Building Area1,295 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area1,850 sqft (0.42 acres)
Lot Dimensions28 ft deep x 100 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1494 CHAPARRAL WAY
CityOCEANSIDE
StateCA
Zip92057-4836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A-EQ
Legal DescriptionLOT 104 TR 011850
Legal SubdivisionMISSION MEADOWS
Legal Tract011850
Legal Block1
Legal Lot Number104
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1006
Census Tract19303

Owner

1494 Chaparral Way is owned and occupied by an individual who bought it in January 2002.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1494 CHAPARRAL WAY, OCEANSIDE, CA 92057-4836
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2002 · Amount on File
Deed SaleJan 10, 2002 · Amount on File
Prior SaleDec 22, 1987 · Amount on File
Deed Document Number200224341
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1494 CHAPARRAL WAY, OCEANSIDE, CA 92057-4836
Transaction TypeMortgage
Record UpdatedJun 17, 2021
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1494 CHAPARRAL WAY, OCEANSIDE, CA 92057-4836

Mortgage

Document Number0000419366
DateJun 7, 2021
Instrument2021-0419366
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1494 Chaparral Way was $3,177 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$289,297 (+2%) Land $113,005 Building $176,292
2025$3,177.00 Homeowner's exemption$283,626 Land $110,790 Building $172,836
2023$2,922.00 (+0.34%) Homeowner's exemption$272,615 Land $106,489 Building $166,126
2022$2,912.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1494 Chaparral Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1494 Chaparral Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
AT&T
DSL
100 / 20

May also be available: Verizon.

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