San Diego County property record for 1496 Chaparral Way, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,295 sqft · built 1988 |
| Lot Size | 0.42 acres (1,850 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Aug 2008) |
| Tax Bill | $4,343 (2025) |
| Deeds & Mortgages | Nov 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-532-44-00 |
| Primary APN | 157-532-44-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,295 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 1,850 sqft (0.42 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1496 CHAPARRAL WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-4836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A-EQ |
| Legal Description | LOT 103 TR 011850 |
| Legal Subdivision | MISSION MEADOWS |
| Legal Tract | 011850 |
| Legal Block | 1 |
| Legal Lot Number | 103 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 19303 |
1496 Chaparral Way is owned and occupied by an individual who bought it in August 2008.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1496 CHAPARRAL WAY, OCEANSIDE, CA 92057-4836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2008 · Amount on File |
| Deed Sale | Aug 19, 2008 · Amount on File |
| Prior Sale | Oct 11, 1988 · Amount on File |
| Deed Document Number | 2008444542 |
| Prior Transfer Date | Oct 25, 2006 |
| Prior Transfer Doc | 0000761988 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1496 CHAPARRAL WAY, OCEANSIDE, CA 92057-4836 |
| Document Number | 0000070064 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 164 PASEO DE LA CONCHA #D REDONDO BEACH CA 902776243, D, REDONDO BEACH, CA 90277-6243 |
| Document Number | 0000070064 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 70064 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Jan 28, 2043 |
| Rate | 3.12% |
|---|
The 2025 property tax bill for 1496 Chaparral Way was $4,343.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $387,464 (+2%) Land $210,150 Building $177,314 | |
| 2025 | $4,343.00 | $379,868 Land $206,030 Building $173,838 |
| 2023 | $3,998.00 (+0.25%) | $365,120 Land $198,031 Building $167,089 |
| 2022 | $3,988.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1496 Chaparral Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1496 Chaparral Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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