1497 Chaparral Way, Oceanside, CA 92057 Property Records

San Diego County property record for 1497 Chaparral Way, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,295 sqft · built 1988
Lot Size	0.42 acres (1,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (May 2022)
Tax Bill	$7,420 (2025)
Deeds & Mortgages	May 2024 Sale May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`157-532-59-00`

Property Details

APN / Parcel Number

Primary APN	`157-532-59-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,295 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	1,850 sqft (0.42 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1497 CHAPARRAL WAY
City	OCEANSIDE
State	CA
Zip	92057-4837
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-A-EQ
Legal Description	LOT 118 TR 011850
Legal Subdivision	MISSION MEADOWS
Legal Tract	011850
Legal Block	1
Legal Lot Number	118
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1006
Census Tract	19303

Owner

Source: San Diego County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1497 CHAPARRAL WAY, OCEANSIDE, CA 92057-4837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
May 9, 2024	Grant Deed, Transfer ORABGE COAST TITLE, ORANGE COAST TITLE
May 18, 2022	Grant Deed, Transfer · VA Mortgage PATRIOT PACIFIC FINANCIAL CORP
Aug 4, 2020	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
May 2, 2019	Grant Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Prior Sale	May 2, 2019 · Amount on Record
Deed Document Number	2022213291
Prior Transfer Date	Jan 22, 2003
Prior Transfer Doc	0000103719
Record Updated	Oct 29, 2026

May 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 9, 2024
Property Address	1497 CHAPARRAL WAY, OCEANSIDE, CA 92057-4837
Document Number	0000116055
Map Reference	MAP 11850
Instrument Date	May 2, 2024
Instrument	2024-0116055
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1497 CHAPARRAL WAY, OCEANSIDE, CA 92057-4837

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2022
Property Address	1497 CHAPARRAL WAY, OCEANSIDE, CA 92057-4837
Document Number	0000213291
Map Reference	MAP 11850
Instrument Date	Apr 13, 2022
Instrument	2022-0213291
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 EDSALL LN, SAN DIEGO, CA 92123-2035

Mortgage

Document Number	0000213292
Date	May 18, 2022
Instrument	2022-0213292

Lender

Name	PATRIOT PACIFIC FINANCIAL CORP
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1497 CHAPARRAL WAY, OCEANSIDE, CA 92057-4837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000430127
Date	Aug 4, 2020
Instrument	2020-0430127

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 2, 2019
Property Address	1497 CHAPARRAL WAY, OCEANSIDE, CA 92057-4837
Document Number	0000164590
Map Reference	MAP 11850
Instrument Date	Mar 18, 2019
Instrument	2019-0164590
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1497 CHAPARRAL WAY, OCEANSIDE, CA 92057-4837

Mortgage

Document Number	0000164591
Date	May 2, 2019
Instrument	2019-0164591

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$661,340 (+1.33%) Land $516,798 Building $144,542
2025	$7,420.00 (+14.49%)	$652,642 (+9.69%) Land $510,000 Building $142,642
2023	$6,481.00 (+42.22%)	$595,000 Land $120,000 Building $475,000
2022	$4,557.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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