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1487 Alligator St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1487 Alligator St, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,080 sqft · built 2016
Lot Size0.201 acres (8,756 sqft)
OwnerIndividual Name on File
Last Sale$452,500 (Feb 2022)
Tax Bill$4,993 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN153508

Property Details

APN / Parcel Number

Primary APN153508
Alternative APN
  • 312531084200012590

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,080 sqft Heated Area
Gross Area3,982 sqft
1st Floor Area3,080 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,756 sqft (0.201 acres)
Lot Dimensions125 ft deep x 70 ft wide
Garage TypeFinished
Garage Area570 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area332 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number153508
Street Address1487 ALLIGATOR ST
CitySAINT CLOUD
StateFL
Zip34771-7512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTURTLE CREEK PH 1B PB 19 PG 189-191 LOT 259 LESS MINERAL RIGHTS
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK
Legal Phase1B
Legal Tract842
Legal Block1
Legal Lot Number259
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2000
Census Tract43600

Owner

Source: Osceola County records · APN 153508

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1487 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2022Warranty Deed, Transfer · Conventional Mortgage
THIRD FSLA OF CLEVELAND
Jul 08, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 17, 2020Warranty Deed, Transfer · VA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 17, 2022 · Amount on Record
Deed SaleFeb 17, 2022 · Amount on Record
Prior SaleJul 17, 2020 · Amount on Record
Deed Document Number2022026525
Deed Book / Page6152 / 1761
Record UpdatedJun 08, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 17, 2022
Property Address1487 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512
Document Number0061521761
Book / Page6152 / 1761
Map ReferenceMB 19 PG 189
Instrument DateFeb 02, 2022
Instrument2022026525
Transaction TypeTransfer
Record UpdatedMar 02, 2022
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,167.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1487 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512

Mortgage

Document Number0061521763
DateFeb 17, 2022
Instrument6152/1763
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1487 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512
Transaction TypeMortgage
Record UpdatedJul 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1487 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512

Mortgage

Document Number0059980204
DateJul 08, 2021
Book Page5998/204
Instrument2021106300
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 17, 2020
Property Address1487 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512
Document Number0057570572
Book / Page5757 / 572
Map ReferenceMB 19 PG 189-191
Instrument DateJul 17, 2020
Instrument2020093873
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyA CLEAR CHOICE T&E OF OSCEOL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1170 JADE EAST LN, 1170, KISSIMMEE, FL 34744-5147

Transferred To (Grantee/Buyer)

NameVerified Name
Address1487 ALLIGATOR ST, SAINT CLOUD, FL 34771-7512

Mortgage

Document Number0005757573
DateJul 17, 2020
Instrument5757/573
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,993.00 (+6.03%) Homeowner's exemption$321,841 (+5.99%)$453,100 (-0.22%) Land $75,000 Building $378,100
2023$4,709.00 (-6.23%) Homeowner's exemption$303,662 (-5.35%)$454,100 (+14.58%) Land $65,000 Building $389,100
2022$5,022.00 Homeowner's exemption$320,842$396,300 Land $60,000 Building $336,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 148 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskModerate
above 59% of the US · above 32% of Florida
Wildfire LikelihoodAbout 1 in 498 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 181 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
SpectrumCable1,000 / 1,000

May also be available at this address: Lumen Technologies, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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