St. Clair County property record for 14945 Terry Rd, Berlin, MI 48002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,774 sqft · built 1998 |
| Lot Size | 13.6 acres (592,852 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,799 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-09-010-1001-000 |
| Primary APN | 74-09-010-1001-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,774 sqft Living Area |
| 1st Floor Area | 1,774 sqft |
| Basement Area | 1,774 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Lot Area | 592,852 sqft (13.6 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 14945 TERRY RD |
|---|---|
| City | BERLIN |
| State | MI |
| Zip | 48002-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | W 280.95 FT OF NW 1/4, MEAS ALG N SEC LINE EXC THAT PART LYING S OF BELLE RIVER. 13.61 A SEC 10 T6N R13E |
| Legal Range | 13E |
| Legal Township | 06N |
| Legal Section | 10 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | BERLIN |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 657200 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 14945 TERRY RD, BERLIN, MI 48002-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 13, 2015 |
| Transfer Doc | 004581/630 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 14945 TERRY RD, BERLIN, MI 48002-1215 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 4945 TERRY RD, BERLIN, MI 48002 |
| Document Number | 0005462227 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 5462/227 |
| Instrument | 2021034663 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Berlin Township |
| Unified School District | Capac Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,300 (+6.45%) | $422,600 (+6.45%) | |
| 2025 | $3,799.00 (+2.65%) Homeowner's exemption | $198,500 (+19.22%) | |
| 2024 | $3,701.00 (+10.35%) | $397,000 (+19.22%) | |
| 2023 | $166,500 | ||
| 2022 | $3,354.00 | $333,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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