St. Clair County property record for 14939 Terry Rd, Berlin, MI 48002 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,957 sqft · built 1998 |
| Lot Size | 12.5 acres (545,807 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Oct 2022) |
| Tax Bill | $5,555 (2024) |
| Deeds & Mortgages | Sep 2022 Mortgage Oct 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-09-010-1002-000 |
| Primary APN | 74-09-010-1002-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,957 sqft Living Area |
| Basement Area | 1,957 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Lot Area | 545,807 sqft (12.5 acres) |
| Lot Width | 281 ft Width |
| Garage Area | 608 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|
| Account Number | 74090101002000 |
|---|---|
| Street Address | 14939 TERRY RD |
| City | BERLIN |
| State | MI |
| Zip | 48002-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 281 FT OF W 561.95 FT OF NW 1/4 MEAS ALG N SEC LINE EXC THAT PART LYING S OF BELLE RIVER. 12.53 A SEC 10 T6N R13E |
| Legal Range | 13E |
| Legal Township | 06N |
| Legal Section | 10 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | BERLIN |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 657200 |
Source: St. Clair County records · APN 74-09-010-1002-000
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 14939 TERRY RD, BERLIN, MI 48002-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC |
| Oct 19, 2022 | Warranty Deed, Transfer NOT AVAILABLE, LUXURY TITLE SERVICES LLC |
| Jan 26, 2022 | Correction Deed UNIVERSITY TITLE INC, UNIVERSITY TITLE AGENCY |
| Nov 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage OWNIUM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2022 · Amount on Record |
| Deed Sale | Oct 19, 2022 · Amount on Record |
| Prior Sale | Nov 12, 2021 · Amount on Record |
| Deed Document Number | 2022023942 |
| Deed Book / Page | 5571 / 866 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 14939 TERRY RD, BERLIN, MI 48002-1215 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | CENTRAL LAND AGENCY, CENTRAL LAND AGFENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 8155 MUNROVIA ST, SHELBY TOWNSHIP, MI 48317-1717 |
| Document Number | 0005561256 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 5561/256 |
| Instrument | 2022021364 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 19, 2022 |
| Property Address | 14939 TERRY RD, BERLIN, MI 48002-1215 |
| Document Number | 0005571866 |
| Book / Page | 5571 / 866 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 2022023942 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2022 |
| Title Company | NOT AVAILABLE, LUXURY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3056 BELCHER DR, 3056, STERLING HEIGHTS, MI 48310-3621 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8155 MUNROVIA ST, SHELBY TOWNSHIP, MI 48317-1717 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 26, 2022 |
| Property Address | 14939 TERRY RD, BERLIN, MI 48002-1215 |
| Document Number | 0005479670 |
| Book / Page | 5479 / 670 |
| Instrument Date | Jan 17, 2022 |
| Instrument | 2022002086 |
| Record Updated | Feb 09, 2022 |
| Title Company | UNIVERSITY TITLE INC, UNIVERSITY TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 14939 TERRY RD, 14939, BERLIN, MI 48002-1215 |
| Name | Verified Name |
|---|---|
| Address | 14939 TERRY RD, BERLIN, MI 48002-1215 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 12, 2021 |
| Property Address | 14939 TERRY RD, BERLIN, MI 48002-1215 |
| Document Number | 5448395 |
| Book / Page | 5448 / 395 |
| Instrument Date | Oct 07, 2021 |
| Instrument | 2021031846 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | NOT AVAILABLE, UNIVERSITY TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14939 TERRY RD, 14939, BERLIN, MI 48002-1215 |
| Name | Verified Name |
|---|---|
| Address | 14939 TERRY RD, BERLIN, MI 48002-1215 |
| Document Number | 2021031847 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 2021031847 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 14939 TERRY RD, BERLIN, MI 48002-1215 |
| Document Number | 0048990418 |
| Book / Page | 004899 / 000418 |
| Instrument Date | Nov 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2018 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14939 TERRY RD BERLIN MI 480021215, BERLIN, MI 48002-1215 |
| Document Number | 0048990418 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 004899/000418 |
| Name | OWNIUM |
|---|---|
| Address | 6444 MONROE ST # 6, SYLVANIA, OH 43560-1455 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2047 |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Berlin Township |
| Unified School District | Capac Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $218,300 (+19.29%) | ||
| 2024 | $5,555.00 (+22.74%) | $436,600 (+19.29%) | |
| 2023 | $183,000 | ||
| 2022 | $4,526.00 | $366,000 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476572002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Fiber | 2,000 / 2,000 |
| Mercury Broadband | Fixed Wireless (licensed-by-rule) | 150 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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