14937 Terry Rd, Berlin (Allenton), MI 48002 Property Records

St. Clair County property record for 14937 Terry Rd, Berlin, MI 48002 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,156 sqft · built 1993
Lot Size	13 acres (569,329 sqft)
Owner	2 Individual Names on File
Last Sale	$237,000 (Jun 2017)
Tax Bill	$4,718 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-09-010-1003-000`

Property Details

APN / Parcel Number

Primary APN	`74-09-010-1003-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,156 sqft Living Area
1st Floor Area	2,156 sqft
Basement Area	1,344 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Lot Area	569,329 sqft (13 acres)
Lot Dimensions	2,026 ft deep x 281 ft wide
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	14937 TERRY RD
City	BERLIN
State	MI
Zip	48002-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 281 FT OF W 842.95 FT OF NW 1/4 MEAS ALG N SEC LINE EXC THAT PART LYING S OF BELLE RIVER. 13.07 A SEC 10 T6N R13E
Legal Range	13E
Legal Township	06N
Legal Section	10
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	BERLIN
Census Block Group	2
Census Block	2032
Census Tract	657200

Owner

Source: St. Clair County records · APN 74-09-010-1003-000

Assessment roll updated October 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14937 TERRY RD, BERLIN, MI 48002-1215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Mar 20, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKESTONE BK&TR
Jun 12, 2017	Warranty Deed, Transfer · Conventional Mortgage LAKESTONE BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2017 · Amount on Record
Deed Sale	Jun 12, 2017 · Amount on Record
Prior Sale	Nov 05, 2015 · Amount on Record
Deed Document Number	201715003
Deed Book / Page	4839 / 241
Prior Transfer Date	Jul 19, 2005
Prior Transfer Doc	003387/568
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	14937 TERRY RD, BERLIN, MI 48002-1215
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14937 TERRY RD, BERLIN, MI 48002-1215

Mortgage

Document Number	0052740271
Date	Nov 18, 2020
Book Page	5274/271
Instrument	2020029052

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	14937 TERRY RD, BERLIN, MI 48002-1215
Document Number	0051690690
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14937 TERRY RD BERLIN MI 480021215, BERLIN, MI 48002-1215

Mortgage

Document Number	0051690690
Date	Apr 03, 2020
Book Page	005169/000690

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 02, 2030

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 12, 2017
Property Address	14937 TERRY RD, BERLIN, MI 48002-1215
Document Number	0048390241
Book / Page	004839 / 000241
Instrument Date	May 31, 2017
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	CISLO TITLE, CISIO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,038.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13920 KIMBALL RD ALLENTON MI 480023325, ALLENTON, MI 48002-3325

Mortgage

Document Number	48390243
Date	Jun 12, 2017
Book Page	004839/000243

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2047

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Berlin Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$232,600 (+26.76%)
2024	$4,718.00 (+10.39%)		$465,200 (+26.76%)
2023		$183,500
2022	$4,274.00		$367,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476572002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Fiber	2,000 / 2,000
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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