St. Clair County property record for 15040 Terry Rd, Berlin, MI 48002
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,998 sqft · built 2001 |
| Lot Size | 10 acres (437,342 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,834 (2024) |
| Deeds & Mortgages | Jul 2019 Mortgage Mar 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-09-004-3003-300 |
| Primary APN | 74-09-004-3003-300 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,998 sqft Living Area |
| Basement Area | 1,998 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Ranch |
| Lot Area | 437,342 sqft (10 acres) |
| Lot Depth | 1,329 ft Depth |
| Garage Area | 636 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|
| Account Number | 74090043003300 |
|---|---|
| Street Address | 15040 TERRY RD |
| City | BERLIN |
| State | MI |
| Zip | 48002-1213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | BEG W 328.85' FROM SE SEC COR, TH N 1D 24M E 1329.39', TH N 89D 57M 30S W 328.85', TH S 1D 24M W 1329.63', TH E 328.85' TO |
| Legal Range | 13E |
| Legal Township | 06N |
| Legal Section | 04 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | BERLIN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 657200 |
Source: St. Clair County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15040 TERRY RD, BERLIN, MI 48002-1213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Mar 2, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 2, 2017 |
| Transfer Doc | 0048040975 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 15040 TERRY RD, BERLIN, MI 48002-1213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0050770121 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 5077/121 |
| Instrument | 2019014599 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 2, 2017 |
| Property Address | 15040 TERRY RD, BERLIN, MI 48002-1213 |
| Document Number | 0048040975 |
| Book / Page | 004804 / 000975 |
| Instrument Date | Jan 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15040 TERRY RD BERLIN MI 480021213, BERLIN, MI 48002-1213 |
Source: St. Clair County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Berlin Township |
| Unified School District | Capac Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $234,700 (+18.54%) | ||
| 2024 | $3,834.00 (+10.36%) | $469,400 (+18.54%) | |
| 2023 | $198,000 | ||
| 2022 | $3,474.00 | $396,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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