1487 Chaparral Way, Oceanside, CA 92057 Property Records

San Diego County property record for 1487 Chaparral Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,243 sqft · built 1988
Lot Size	0.51 acres (2,211 sqft)
Owner	2 Company Names on Record
Last Sale	$420,000 (Jul 2021)
Tax Bill	$4,365 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`157-532-55-00`

Property Details

APN / Parcel Number

Primary APN	`157-532-55-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,243 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	2,211 sqft (0.51 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1487 CHAPARRAL WAY
City	OCEANSIDE
State	CA
Zip	92057-4835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A-EQ
Legal Description	LOT 114 TR 011850
Legal Subdivision	MISSION MEADOWS
Legal Tract	011850
Legal Block	1
Legal Lot Number	114
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1006
Census Tract	19303

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1487 CHAPARRAL WAY, OCEANSIDE, CA 92057-4835
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Grant Deed, Transfer · VA Mortgage OCMBC INC
Mar 23, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 17, 2019	Quit Claim Deed, Transfer · VA Mortgage CALIBER HM LOANS
Apr 18, 2017	Quit Claim Deed, Transfer LAWYERS TITLE
Apr 18, 2017	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Jun 17, 2019
Deed Document Number	2021482059
Prior Transfer Date	Jan 8, 1996
Prior Transfer Doc	0000018834
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 2, 2021
Property Address	1487 CHAPARRAL WAY, OCEANSIDE, CA 92057-4835
Document Number	0000482059
Map Reference	MAP 11850
Instrument Date	May 14, 2021
Instrument	2021-0482059
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1487 CHAPARRAL WAY, OCEANSIDE, CA 92057-4835

Mortgage

Document Number	0000482060
Date	Jul 2, 2021
Instrument	2021-0482060

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1487 CHAPARRAL WAY, OCEANSIDE, CA 92057-4835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000148887
Date	Mar 23, 2020
Instrument	2020-0148887

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 17, 2019
Property Address	1487 CHAPARRAL WAY, OCEANSIDE, CA 92057-4835
Document Number	0000234751
Instrument Date	Jun 11, 2019
Instrument	234751
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1487 CHAPARRAL WAY OCEANSIDE CA 920574835, OCEANSIDE, CA 92057-4835

Mortgage

Document Number	234752
Date	Jun 17, 2019
Instrument	234752

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2049

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 18, 2017
Property Address	1487 CHAPARRAL WAY, OCEANSIDE, CA 92057-4835
Document Number	0000172941
Instrument Date	Apr 12, 2017
Instrument	172941
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1487 CHAPARRAL WAY OCEANSIDE CA 920574835, OCEANSIDE, CA 92057-4835

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 18, 2017
Property Address	1487 CHAPARRAL WAY, OCEANSIDE, CA 92057-4835
Document Number	0000172940
Instrument Date	Mar 24, 2017
Instrument	172940
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1487 CHAPARRAL WAY OCEANSIDE CA 920574835, OCEANSIDE, CA 92057-4835

Mortgage

Document Number	172942
Date	Apr 18, 2017
Instrument	172942

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$568,276 (+2%) Land $432,972 Building $135,304
2025	$4,365.00 (+6.52%)	$557,134 (+4.04%) Land $424,483 Building $132,651
2023	$4,098.00 (-1.84%)	$535,500 Land $408,000 Building $127,500
2022	$4,175.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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