1490 Ridge Rd, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 1490 Ridge Rd, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,617 sqft · built 2007
Lot Size	5.76 acres (251,341 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Apr 2002)
Tax Bill	$25,283 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`039-291-015`

Property Details

APN / Parcel Number

Primary APN	`039-291-015`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,617 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Lot Area	251,341 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1490 RIDGE RD
City	TEMPLETON
State	CA
Zip	93465-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	OAK RG ORCH PM 51-60 PAR 3
Legal Subdivision	PARCEL MAP NO CO 89 377
Legal Block	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1009
Census Tract	12706

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1492 RIDGE RD, TEMPLETON, CA 93465-9303
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
May 29, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2002 · Amount on Record
Deed Sale	Apr 18, 2002 · Amount on Record
Prior Sale	Oct 15, 1999 · Amount on Record
Deed Document Number	200232201
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1490 RIDGE RD, TEMPLETON, CA 93465-9303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 RIDGE RD, TEMPLETON, CA 93465-9303

Mortgage

Document Number	0000066308
Date	Nov 16, 2020
Instrument	2020066308

Lender

Name	UMPQUA BANK
Type	Bank
Address	TEMPLETON, CA 93465

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 29, 2018
Property Address	1490 RIDGE RD, TEMPLETON, CA 93465-9303
Document Number	0000021687
Instrument Date	Apr 20, 2018
Instrument	21687
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1490 RIDGE RD TEMPLETON CA 934659303, TEMPLETON, CA 93465-9303

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,280,887 (+2%) Land $416,240 Building $1,864,647
2025	$25,283.00 (+9.19%) Homeowner's exemption	$2,236,165 (+4.04%) Land $408,079 Building $1,828,086
2023	$23,156.00 (+1.97%) Homeowner's exemption	$2,149,334 Land $392,234 Building $1,757,100
2022	$22,708.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
AT&T DSL	10 / 1

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi.

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