1550 Ridge Rd, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 1550 Ridge Rd, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 3,987 sqft · built 1941
Lot Size	6.68 acres (290,981 sqft)
Owner	Company Name on File
Last Sale	$1,230,000 (Jun 2022)
Tax Bill	$14,514 (2025)
Deeds & Mortgages	Jul 2022 Transfer Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039-321-006`

Property Details

APN / Parcel Number

Primary APN	`039-321-006`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	3,987 sqft Living Area
1st Floor Area	3,987 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Construction Type	Wood
Lot Area	290,981 sqft (6.68 acres)
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	1540 RIDGE RD
City	TEMPLETON
State	CA
Zip	93465-8744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PM 42-46 PAR 1
Legal Subdivision	PARCEL MAP CO-85-371
Legal Block	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1009
Census Tract	12706

Owner

1550 Ridge Rd is owned by a company that acquired it in July 2022.

Source: San Luis Obispo County records, as of August 6, 2025

Owner of Record	Company Name on File
Mailing Address	1633 HI POINT ST, LOS ANGELES, CA 90035-4503
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Intrafamily Transfer, Transfer
Jun 30, 2022	Grant Deed, Transfer · Conventional Mortgage SEA COUNTRY MORTGAGE INC
Sep 28, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 28, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Deed Document Number	202227312
Last Transfer Date	Jul 13, 2022
Transfer Doc	0000030799
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 27, 2022
Property Address	1550 RIDGE RD, TEMPLETON, CA 93465-8744
Document Number	0000030799
Map Reference	MB 42 PG 46
Instrument Date	Jul 6, 2022
Instrument	2022030799
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1633 HI POINT ST, LOS ANGELES, CA 90035-4503

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 30, 2022
Property Address	1550 RIDGE RD, TEMPLETON, CA 93465-8744
Document Number	0000027312
Map Reference	MB 42 PG 46
Instrument Date	Jun 27, 2022
Instrument	2022027312
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1633 HI POINT ST, LOS ANGELES, CA 90035-4503

Mortgage

Document Number	0000027313
Date	Jun 30, 2022
Instrument	2022027313

Lender

Name	SEA COUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1550 RIDGE RD, TEMPLETON, CA 93465-8744
Document Number	0000044572
Instrument Date	Sep 28, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1550 RIDGE RD TEMPLETON CA 934658744, TEMPLETON, CA 93465-8744

Mortgage

Document Number	0000044572
Date	Oct 4, 2017
Instrument	44572

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.52%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1550 RIDGE RD, TEMPLETON, CA 93465-8744
Document Number	0000044571
Instrument Date	Sep 28, 2017
Transaction Type	Mortgage
Record Updated	Nov 8, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1550 RIDGE RD TEMPLETON CA 934658744, TEMPLETON, CA 93465-8744

Mortgage

Document Number	0000044571
Date	Oct 4, 2017
Instrument	44571

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.52%

Tax Assessment & Valuation

The 2025 property tax bill for 1550 Ridge Rd was $14,514.

Source: San Luis Obispo County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,305,285 (+2%) Land $530,604 Building $774,681
2025	$14,514.00	$1,279,692 Land $520,200 Building $759,492
2023	$13,294.00 (+192.18%)	$1,230,000 Land $500,000 Building $730,000
2022	$4,550.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1550 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1550 Ridge Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
AT&T DSL	10 / 1

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi.

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