1440 Ridge Rd, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 1440 Ridge Rd, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,471 sqft · built 1998
Lot Size	5.53 acres (240,887 sqft)
Owner	Individual Name on Record
Last Sale	$1,988,500 (Apr 2023)
Tax Bill	$23,464 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039-291-013`

Property Details

APN / Parcel Number

Primary APN	`039-291-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,471 sqft Living Area
1st Floor Area	3,471 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	240,887 sqft
Terrain	Combination
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	1440 RIDGE RD
City	TEMPLETON
State	CA
Zip	93465-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	OAK RG ORCH PM 51-60 PAR 1
Legal Subdivision	PARCEL MAP CO-89-377
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1009
Census Tract	12706

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1440 RIDGE RD, TEMPLETON, CA 93465-9303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 16, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage SCHOOLSFIRST FCU
Apr 18, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Apr 18, 2018 · Amount on Record
Deed Document Number	202311610
Prior Transfer Date	Dec 10, 2019
Prior Transfer Doc	0000056122
Record Updated	Oct 29, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 28, 2023
Property Address	1440 RIDGE RD, TEMPLETON, CA 93465-9303
Document Number	0000011610
Map Reference	MB 51 PG 60
Instrument Date	Mar 16, 2023
Instrument	2023011610
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1440 RIDGE RD, TEMPLETON, CA 93465-9303

Mortgage

Document Number	0000011611
Date	Apr 28, 2023
Instrument	2023011611

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 16, 2019
Property Address	1440 RIDGE RD, TEMPLETON, CA 93465-9303
Document Number	0000056122
Map Reference	MB 51 PG 60
Instrument Date	Dec 10, 2019
Instrument	2019056122
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1440 RIDGE RD, TEMPLETON, CA 93465-9303

Mortgage

Document Number	0000056123
Date	Dec 16, 2019
Instrument	2019056123

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 18, 2018
Property Address	1440 RIDGE RD, TEMPLETON, CA 93465-9303
Document Number	0000015353
Map Reference	MB51 PG60
Instrument Date	Mar 22, 2018
Instrument	2018015353
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1440 RIDGE RD, TEMPLETON, CA 93465-9303

Mortgage

Document Number	0000015354
Date	Apr 18, 2018
Instrument	2018015354

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,110,211 (+2%) Land $822,436 Building $1,287,775
2025	$23,464.00 (+53.45%)	$2,068,835 (+45.51%) Land $806,310 Building $1,262,525
2023	$15,291.00 (+1.97%) Homeowner's exemption	$1,421,737 Land $601,504 Building $820,233
2022	$14,995.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
AT&T DSL	10 / 1

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi.

Cell Coverage

5G (outdoors only) and 4G LTE

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