Dubuque County property record for 14875 Higginsport Rd, Bernard, IA 52032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,888 sqft · built 1997 |
| Lot Size | 10.4 acres (453,895 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,506 (2024) |
| Deeds & Mortgages | Jun 2022 Line of Credit Dec 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-30-100-001 |
| Primary APN | 21-30-100-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,888 sqft Living Area |
| 1st Floor Area | 1,888 sqft |
| Basement Area | 1,888 sqft |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Lot Area | 453,895 sqft (10.4 acres) |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 14875 HIGGINSPORT RD |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CO |
| Legal Description | NW NW LYING N & W OF CO RD - SEC 30 T87N R2E; |
| Legal Range | 02E |
| Legal Township | 87N |
| Legal Section | 30 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 10300 |
Source: Dubuque County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14875 HIGGINSPORT RD, BERNARD, IA 52032-9624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU |
| Sep 20, 2021 | Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU |
| Mar 21, 2017 | Deed of Trust, Mortgage DUPACO COMMUNITY CU |
| Mar 21, 2017 | Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU |
| Mar 20, 2017 | Deed of Trust, Mortgage · Line of Credit DUPACO CMNTY CU |
| Mar 20, 2017 | Deed of Trust, Mortgage DUPACO CMNTY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 14875 HIGGINSPORT RD, BERNARD, IA 52032-9624 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008320 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 2022-00008320 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 14875 HIGGINSPORT RD, BERNARD, IA 52032-9624 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000020995 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021-00020995 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | ALTON, IL 62002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 14875 HIGGINSPORT RD, BERNARD, IA 52032-9624 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015563 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021-00015563 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 19, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 14875 HIGGINSPORT RD, BERNARD, IA 52032-9624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003105 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | 2017-00003105 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52004 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Mar 20, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 14875 HIGGINSPORT RD, BERNARD, IA 52032-9624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003106 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | 2017-00003106 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 20, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 14875 HIGGINSPORT RD, BERNARD, IA 52032-9624 |
| Document Number | 0000003234 |
| Instrument Date | Mar 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14875 HIGGINSPORT RD BERNARD IA 520329624, BERNARD, IA 52032-9624 |
| Document Number | 0000003234 |
|---|---|
| Date | Mar 23, 2017 |
| Instrument | 3234 |
| Name | DUPACO CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 22, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 14875 HIGGINSPORT RD, BERNARD, IA 52032-9624 |
| Document Number | 0000003233 |
| Instrument Date | Mar 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14875 HIGGINSPORT RD BERNARD IA 520329624, BERNARD, IA 52032-9624 |
| Document Number | 0000003233 |
|---|---|
| Date | Mar 23, 2017 |
| Instrument | 3233 |
| Name | DUPACO CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52004 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Mar 22, 2027 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $469,700 (+8.88%) Land $151,600 Building $318,100 | $469,700 (+8.88%) Land $151,600 Building $318,100 | |
| 2024 | $4,506.00 (+16.07%) | ||
| 2023 | $431,400 (+30.6%) Land $144,400 Building $287,000 | $431,400 (+30.6%) Land $144,400 Building $287,000 | |
| 2022 | $3,882.00 Homeowner's exemption | $330,320 Land $111,100 Building $219,220 | |
| 2021 | $330,320 Land $111,100 Building $219,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 66% of Iowa |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
| Maquoketa Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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