Dubuque County property record for 14730 Higginsport Rd, Bernard, IA 52032
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,700 sqft · built 2004 |
| Lot Size | 39.5 acres (1,723,669 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,898 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-30-100-005 |
| Primary APN | 21-30-100-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 1,700 sqft |
| Interior Walls | Unfinished |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,723,669 sqft (39.5 acres) |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 490 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Geothermal |
| Street Address | 14730 HIGGINSPORT RD |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | CO |
| Legal Description | LOT 1 NE NW - SEC 30 T87N R2E; |
| Legal Range | 02E |
| Legal Township | 87N |
| Legal Section | 30 |
| Legal Lot Number | 1 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 10300 |
Source: Dubuque County records, as of August 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14730 HIGGINSPORT RD, BERNARD, IA 52032-9628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 23, 2006 |
| Transfer Doc | 0000002655 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 14730 HIGGINSPORT RD, BERNARD, IA 52032-9628 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014489 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 2019-00014489 |
| Name | FIDELITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52002 |
| Amount | Amount Recorded |
|---|
Source: Dubuque County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,898.00 Homeowner's exemption | $285,447 (+13.56%) Land $62,547 Building $222,900 | $285,447 (+13.56%) Land $62,547 Building $222,900 |
| 2024 | $2,898.00 (+8.62%) | ||
| 2023 | $251,372 (+23.67%) Land $49,072 Building $202,300 | $251,372 (+23.67%) Land $49,072 Building $202,300 | |
| 2022 | $2,668.00 Homeowner's exemption Additional exemption filed | $203,260 Land $38,940 Building $164,320 | |
| 2021 | $203,260 Land $38,940 Building $164,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Maquoketa Valley Electric Cooperative.
5G and 4G LTE (outdoors only)
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