14503 Higginsport Rd, Bernard, IA 52032 Property Records

Dubuque County property record for 14503 Higginsport Rd, Bernard, IA 52032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,260 sqft · built 1965
Lot Size	11.1 acres (483,516 sqft)
Owner	2 Individual Names on Record
Last Sale	$13,000 (Jul 2021)
Tax Bill	$3,784 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-19-300-006`

Property Details

APN / Parcel Number

Primary APN	`21-19-300-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	483,516 sqft (11.1 acres)
Garage Type	Mixed
Garage Area	1,584 sqft
Parking Spaces	6 Parking Spaces
Patio Area	618 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14503 HIGGINSPORT RD
City	BERNARD
State	IA
Zip	52032-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 2 SE SW - SEC 19 T87N R2E;
Legal Range	02E
Legal Township	87N
Legal Section	19
Legal Lot Number	2
Jurisdiction	DUBUQUE IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2045
Census Tract	10300

Owner

Source: Dubuque County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14503 HIGGINSPORT RD, BERNARD, IA 52032-9770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	May 26, 2015 · Amount on Record
Deed Document Number	202112171
Last Transfer Date	Aug 18, 2022
Transfer Doc	0000010544
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	14503 HIGGINSPORT RD, BERNARD, IA 52032-9770
Document Number	0000008168
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14503 HIGGINSPORT RD BERNARD IA 520329770, BERNARD, IA 52032-9770

Mortgage

Document Number	0000008168
Date	Jul 18, 2018
Instrument	8168

Lender

Name	DUBUQUE BK&TR
Type	Bank
Address	DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,784.00	$350,500 (+8.35%) Land $156,400 Building $194,100	$350,500 (+8.35%) Land $156,400 Building $194,100
2024	$3,784.00 (+10.84%)
2023		$323,500 (+34.08%) Land $148,900 Building $174,600	$323,500 (+34.08%) Land $148,900 Building $174,600
2022	$3,414.00	$241,280 Land $114,550 Building $126,730
2021			$241,280 Land $114,550 Building $126,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 69% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bernard Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Maquoketa Valley Electric Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Higginsport Rd

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