15152 Higginsport Rd, Bernard, IA 52032 Property Records

Dubuque County property record for 15152 Higginsport Rd, Bernard, IA 52032

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,176 sqft · built 1952
Lot Size	59.5 acres (2,592,691 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Aug 2014)
Tax Bill	$1,788 (2024)
Deeds & Mortgages	Sep 2019 Mortgage Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`21-30-351-001`

Property Details

APN / Parcel Number

Primary APN	`21-30-351-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Basement Area	1,176 sqft

Exterior

Year Built	Built 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	2,592,691 sqft (59.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	15152 HIGGINSPORT RD
City	BERNARD
State	IA
Zip	52032-9760
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 1 FULLER PLACE;
Legal Subdivision	FULLER PLACE
Legal Lot Number	1
Jurisdiction	DUBUQUE IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2043
Census Tract	10300

Owner

15152 Higginsport Rd, a rural home, is owned and occupied by two individuals who bought it in August 2014.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	14826 HIGGINSPORT RD, BERNARD, IA 52032-9624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2019	Deed of Trust, Mortgage DUBUQUE BK&TR
Mar 7, 2019	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2014 · Amount on File
Deed Sale	Aug 29, 2014 · Amount on File
Deed Document Number	0001410675
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	15152 HIGGINSPORT RD, BERNARD, IA 52032-9760
Document Number	0000010511
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14826 HIGGINSPORT RD BERNARD IA 520329624, BERNARD, IA 52032-9624

Mortgage

Document Number	0000010511
Date	Sep 5, 2019
Instrument	10511

Lender

Name	DUBUQUE BK&TR
Type	Bank
Address	1398 CENTRAL AVE, DUBUQUE, IA 52001-5021

Agreement

Amount	Amount on Record

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUBUQUE IA
Recording Date	Mar 7, 2019
Property Address	15152 HIGGINSPORT RD, BERNARD, IA 52032-9760
Document Number	0000002277
Instrument Date	Mar 5, 2019
Instrument	2277
Transaction Type	Transfer
Record Updated	Mar 25, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13167 SOMERSET HILLS DR DUBUQUE IA 520029400, DUBUQUE, IA 52002-9400

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$160,704 Land $75,304 Building $85,400	$160,704 Land $75,304 Building $85,400
2024	$1,788.00
2023		$137,401 (+26%) Land $58,301 Building $79,100	$138,975
2022	$1,644.00 Additional exemption filed	$109,050 Land $46,150 Building $62,900
2021			$110,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15152 Higginsport Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15152 Higginsport Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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