Saginaw County property record for 14855 Spencer Rd, Hemlock, MI 48626
| Property Type | Agricultural Vacant Land |
|---|---|
| Lot Size | 37.8 acres (1,648,746 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,164 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-11-2-14-3001-001 |
| Primary APN | 15-11-2-14-3001-001 |
|---|
| Lot Area | 1,648,746 sqft (37.8 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | SPENCER RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | NE 1/4 OF SW 1/4 OF SEC 14 EXC COM AT W 1/4 CORN OF SEC TH E 1602 FT TO POB TH CONT E 354 FT TH S 264 FT TH W 354 FT TH N 264 |
| Legal Range | 02E |
| Legal Township | 11N |
| Legal Section | 14 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | FREMONT |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 12300 |
14855 Spencer Rd, agricultural vacant land, is owned by two individuals.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14855 SPENCER RD, HEMLOCK, MI 48626-9742 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 14855 Spencer Rd was $2,164.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Fremont Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,800 | $237,600 | |
| 2025 | $2,164.00 Homeowner's exemption | ||
| 2023 | $95,600 | $191,200 | |
| 2022 | $1,564.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14855 Spencer Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14855 Spencer Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
5G (outdoors only) and 4G LTE
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