Saginaw County property record for 14720 Spencer Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,376 sqft · built 1946 |
| Lot Size | 37.7 acres (1,644,390 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,727 (2025) |
| Deeds & Mortgages | Mar 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-11-2-14-2004-001 |
| Primary APN | 15-11-2-14-2004-001 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,376 sqft Living Area |
| 1st Floor Area | 2,352 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Raised Ranch |
| Lot Area | 1,644,390 sqft (37.7 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 5 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 14720 SPENCER RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT A PT ON E & W 1/4 LN WHICH IS 1332.29 FT N 88?52'29" E OF W 1/4 COR OF SD SEC TH N 00?06'55" E ON W 1/8 LN OF SD SEC |
| Legal Range | 02E |
| Legal Township | 11N |
| Legal Section | 14 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | FREMONT |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 12300 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14724 SPENCER RD, HEMLOCK, MI 48626-9742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 27, 2019 |
| Transfer Doc | 0000006170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Mar 27, 2019 |
| Property Address | 14720 SPENCER RD, HEMLOCK, MI 48626-9742 |
| Document Number | 0000006170 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 6170 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 14724 SPENCER RD HEMLOCK MI 486269742, HEMLOCK, MI 48626-9742 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Fremont Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,600 (+18.61%) | $395,200 (+18.61%) | |
| 2025 | $4,727.00 (+29.58%) Homeowner's exemption | ||
| 2023 | $166,600 | $333,200 | |
| 2022 | $3,648.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
5G (outdoors only) and 4G LTE
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