Saginaw County property record for 14436 Spencer Rd, Hemlock, MI 48626
| Property Type | General Agricultural/Rural |
|---|---|
| Lot Size | 11.2 acres (489,179 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $806 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-11-2-14-1003-001 |
| Primary APN | 15-11-2-14-1003-001 |
|---|
| Lot Area | 489,179 sqft (11.2 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 14436 SPENCER RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9742 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | COM AT APT ON S SEC LINE & E 1/8 LINE TH W ON S SEC LINE 675.14 FT TH N PARA TO E 1/8 LINE 820 FT TO C/L OF SHORTS DRAIN TH |
| Legal Range | 02E |
| Legal Township | 11N |
| Legal Section | 14 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | FREMONT |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 12300 |
14436 Spencer Rd, an agricultural property, is owned by an individual who acquired it in September 2021.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3080 S HEMLOCK RD, HEMLOCK, MI 48626-8735 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 20, 2021 |
| Transfer Doc | 0000033648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 19, 2021 |
| Property Address | 14436 SPENCER RD, HEMLOCK, MI 48626-9742 |
| Document Number | 0000033648 |
| Instrument Date | Sep 20, 2021 |
| Instrument | 2021033648 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3080 S HEMLOCK RD, HEMLOCK, MI 48626-8735 |
The 2025 property tax bill for 14436 Spencer Rd was $806.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Fremont Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,200 | $74,400 | |
| 2025 | $806.00 Homeowner's exemption | ||
| 2023 | $31,800 | $63,600 | |
| 2022 | $575.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14436 Spencer Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14436 Spencer Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
5G (outdoors only) and 4G LTE
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