Saginaw County property record for 14705 Spencer Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,257 sqft · built 1920 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | Individual Name on File |
| Last Sale | $64,600 (Nov 2001) |
| Tax Bill | $1,715 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-11-2-14-3001-000 |
| Primary APN | 15-11-2-14-3001-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,257 sqft Living Area |
| 1st Floor Area | 958 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Lot Area | 93,654 sqft (2.15 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 288 sqft |
| Total Buildings | 4 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 14705 SPENCER RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT W 1/4 CORN OF SEC 14 TH E 1602 FT TO POB TH CONT E 354 FT TH S 264 FT TH W 354 FT TH N 264 FT TO POB 2.15 ACRES SEC 14 |
| Legal Range | 02E |
| Legal Township | 11N |
| Legal Section | 14 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | FREMONT |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 12300 |
14705 Spencer Rd is owned and occupied by an individual who bought it in November 2001.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14705 SPENCER RD, HEMLOCK, MI 48626-9742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2001 · Amount on File |
| Deed Sale | Nov 2, 2001 · Amount on File |
| Prior Sale | Jun 22, 2001 · Amount on File |
| Deed Document Number | 20017055874 |
| Deed Book / Page | 2211 / 1162 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 14705 Spencer Rd was $1,715 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Fremont Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,800 | $135,600 | |
| 2025 | $1,715.00 Homeowner's exemption | ||
| 2023 | $51,600 | $103,200 | |
| 2022 | $1,341.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14705 Spencer Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 14705 Spencer Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
5G (outdoors only) and 4G LTE
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