Lincoln County property record for 1485 Forest Ridge Dr, Stanley, NC 28164 · Last verified June 2026
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Modular |
| Year Built | Built 1999 |
| Square Footage | 1,876 sqft Living Area |
| Lot Size | 53,666 sqft (1.23 acres) |
| Last Sale | $300,000 (2026) |
| Tax Bill | $1,758.00 (2025) |
Source: Lincoln County records · APN 4601-72-6703
Assessment roll updated August 12, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7614 SIFFORD RD, STANLEY, NC 28164-7715 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 28, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Apr 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK AND TRUST COMPANY |
| Nov 06, 2025 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on Record |
| Deed Sale | Apr 20, 2026 · Amount on Record |
| Prior Sale | Nov 06, 2025 · Amount on Record |
| Deed Doc Number | 2026708401 |
| Deed Book / Page | 3496 / 125 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1485 FOREST RIDGE DR, STANLEY, NC 28164-7724 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2026 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|---|
| Address | 1485 FOREST RIDGE DR, STANLEY, NC 28164-7724 |
| Document Number | 0003229600 |
|---|---|
| Date | Feb 16, 2023 |
| Book Page | 3229/600 |
| Instrument | 663666 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1485 FOREST RIDGE DR, STANLEY, NC 28164-7724 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2026 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0003296880 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | 3296/880 |
| Instrument | 675540 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 20, 2026 |
| Property Address | 1485 FOREST RIDGE DR, STANLEY, NC 28164-7724 |
| Document Number | 0003496125 |
| Book / Page | 3496 / 125 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026708401 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60,600.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7614 SIFFORD RD, STANLEY, NC 28164-7715 |
| Document Number | 0000708402, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 3496/127 |
| Instrument | 2026708402 |
| Name | FIRST CITIZENS BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Nov 06, 2025 |
| Property Address | 1485 FOREST RIDGE DR, STANLEY, NC 28164-7724 |
| Document Number | 0003453374 |
| Book / Page | 3453 / 374 |
| Map Reference | MB H PG 305-313 |
| Instrument Date | Nov 06, 2025 |
| Instrument | 701667 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7614 SIFFORD RD, STANLEY, NC 28164-7715 |
| Name | Verified Name |
|---|---|
| Address | 1485 FOREST RIDGE DR, STANLEY, NC 28164-7724 |
| Document Number | 0000701668 |
|---|---|
| Date | Nov 06, 2025 |
| Instrument | 701668 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.77% |
| Type Change Date | Dec 01, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.77% |
| Max Rate At Change | 7.77% |
| Index | 5-Year CMT |
| Max Rate | 11.7% |
Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,758.00 (+1.56%) | $267,950 (-) Land $63,619 Building $204,331 | $267,950 (-) Land $63,619 Building $204,331 |
| 2023 | $1,731.00 | $267,950 Land $63,619 Building $204,331 | $267,950 Land $63,619 Building $204,331 |
Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 4601-72-6703 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,876 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Modular Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 53,666 sqft (1.23 acres) |
| Storage Building | 200 sqft Storage Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 131953 |
|---|---|
| Street Address | 1485 FOREST RIDGE DR |
| City | STANLEY |
| State | NC |
| Zip | 28164-7724 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | #94 FOREST RIDGE |
| Legal Subdivision | FOREST RDG |
| Jurisdiction | LINCOLN NC |
| Minor Civil Division | CATAWBA SPRINGS |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 71102 |
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