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1497 Forest Ridge Dr, Stanley, NC 28164 Property Records

Lincoln County property record for 1497 Forest Ridge Dr, Stanley, NC 28164 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,913 sqft · built 2002
Lot Size1.46 acres (63,685 sqft)
Owner2 Individual Names on File
Last Sale$407,000 (Oct 2021)
Tax Bill$2,591 (2025)
Deeds & MortgagesOct 2021 Sale
Aug 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN4601-72-7610

Property Details

APN / Parcel Number

Primary APN4601-72-7610
Alternative APNs
  • 460100727610
  • 286240
  • 72964

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,913 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area63,685 sqft (1.46 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number286240
Street Address1497 FOREST RIDGE DR
CitySTANLEY
StateNC
Zip28164-7724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#93 FOREST RIDGE
Legal SubdivisionFOREST RIDGE
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group2
Census Block2031
Census Tract71102

Owner

Source: Lincoln County records · APN 4601-72-7610

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1497 FOREST RIDGE DR, STANLEY, NC 28164-7724
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2021Correction Deed
Aug 24, 2021Intrafamily Transfer, Transfer
Aug 23, 2021Warranty Deed, Transfer · Conventional Mortgage
COGENT BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 06, 2021 · Amount on Record
Deed SaleOct 06, 2021 · Amount on Record
Prior SaleAug 23, 2021 · Amount on Record
Deed Document Number2021640140
Deed Book / Page3092 / 526
Prior Transfer DateSep 28, 2021
Prior Transfer Doc0003092526
Record UpdatedSep 20, 2026

October 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionLINCOLN NC
Recording DateOct 06, 2021
Property Address1497 FOREST RIDGE DR, STANLEY, NC 28164-7724
Document Number0003092526
Book / Page3092 / 526
Map ReferenceMB H PG 305-313
Instrument DateSep 28, 2021
Instrument640140
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
Tax$814.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1497 FOREST RIDGE DR, STANLEY, NC 28164-7724

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLINCOLN NC
Recording DateAug 24, 2021
Property Address1497 FOREST RIDGE DR, STANLEY, NC 28164-7724
Document Number0003076333
Book / Page3076 / 333
Instrument DateAug 24, 2021
Instrument637417
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1497 FOREST RIDGE DR, 1497, STANLEY, NC 28164-7724

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1497 FOREST RIDGE DR, STANLEY, NC 28164-7724

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateAug 23, 2021
Property Address1497 FOREST RIDGE DR, STANLEY, NC 28164-7724
Document Number0003075682
Book / Page3075 / 682
Map ReferenceMB H PG 305-313
Instrument DateAug 09, 2021
Instrument637291
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
Tax$100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4707 OAKDALE RD, 4707, CHARLOTTE, NC 28216-5764

Transferred To (Grantee/Buyer)

NameVerified Name
Address1497 FOREST RIDGE DR, STANLEY, NC 28164-7724

Mortgage

Document Number0000637292
DateAug 23, 2021
Instrument637292
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,591.00 (+1.17%)$405,888 (-) Land $67,207 Building $338,681$405,888 (-) Land $67,207 Building $338,681
2023$2,561.00$405,888 Land $67,207 Building $338,681$405,888 Land $67,207 Building $338,681

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090711022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 32% of the US · above 43% of North Carolina
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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