1427 Forest Ridge Dr, Stanley, NC 28164 Property Records

Lincoln County property record for 1427 Forest Ridge Dr, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,122 sqft · built 1999
Lot Size	1.71 acres (74,705 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jul 2021)
Tax Bill	$3,031 (2023)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4601-72-1926`

Property Details

APN / Parcel Number

Primary APN	`4601-72-1926`
Alternative APNs	`460100721926` `285834` `72970`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	2,122 sqft Finished Area
Gross Area	3,065 sqft
Basement Area	943 sqft
Finished Basement	839 sqft
Unfinished Basement	104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1999
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	74,705 sqft (1.71 acres)
Storage Building	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	285834
Old Parcel Number	460100721926
Street Address	1427 FOREST RIDGE DR
City	STANLEY
State	NC
Zip	28164-7724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	#98 FOREST RIDGE
Legal Subdivision	FOREST RDG SUB
Legal Block	72
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2031
Census Tract	71102

Owner

Source: Lincoln County records · APN 4601-72-1926

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1427 FOREST RIDGE DR, STANLEY, NC 28164-7724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Warranty Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING INC
Apr 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 04, 2019	Deed of Trust, Mortgage · Conventional with PMI MOVEMENT MTG
Oct 25, 2018	Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG
Jul 20, 2018	Warranty Deed, Construction Loan · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Oct 25, 2018 · Amount on Record
Deed Document Number	0003065307
Deed Book / Page	3065 / 307
Record Updated	Jun 07, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 23, 2021
Property Address	1427 FOREST RIDGE DR, STANLEY, NC 28164-7724
Document Number	3065307
Book / Page	3065 / 307
Map Reference	MB H PG 305-313
Instrument Date	Jul 23, 2021
Instrument	635551
Transaction Type	Transfer
Record Updated	Aug 06, 2021
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4724 REVERE DR, 4724, VIRGINIA BEACH, VA 23456-4833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 FOREST RIDGE DR, STANLEY, NC 28164-7724

Mortgage

Document Number	635552
Date	Jul 23, 2021
Instrument	635552

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1427 FOREST RIDGE DR, STANLEY, NC 28164-7724
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3028633
Date	Apr 08, 2021
Book Page	3028/633
Instrument	628950

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1427 FOREST RIDGE DR, STANLEY, NC 28164-7724
Document Number	2852184
Instrument Date	Oct 04, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1427 FOREST RIDGE DR STANLEY NC 281647724, STANLEY, NC 28164-7724

Mortgage

Document Number	2852184
Date	Oct 09, 2019
Book Page	002852/000184
Instrument	598887

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 08, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 25, 2018
Property Address	1427 FOREST RIDGE DR, STANLEY, NC 28164-7724
Document Number	2778132
Book / Page	002778 / 000132
Instrument Date	Oct 24, 2018
Instrument	584852
Transaction Type	Transfer
Record Updated	Nov 08, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1427 FOREST RIDGE DR STANLEY NC 281647724, STANLEY, NC 28164-7724

Mortgage

Document Number	2778134
Date	Oct 25, 2018
Book Page	002778/000134
Instrument	584853

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2048

July 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 20, 2018
Property Address	1427 FOREST RIDGE DR, STANLEY, NC 28164-7724
Document Number	2757359
Book / Page	002757 / 000359
Instrument Date	Jul 20, 2018
Instrument	580807
Transaction Type	Construction Loan
Record Updated	Aug 07, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	303 CALENDONIA WAY WAXHAW NC 28173, WAXHAW, NC 28173

Mortgage

Document Number	2757361
Date	Jul 20, 2018
Book Page	002757/000361
Instrument	580808

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,031.00	$484,117 Land $71,154 Building $412,963	$484,117 Land $71,154 Building $412,963

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 82 locations within half a mile of this property.

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