Lincoln County property record for 1521 Forest Ridge Dr, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,824 sqft · built 1999 |
| Lot Size | 0.983 acres (42,819 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $29,900 (Dec 1997) |
| Tax Bill | $2,687 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4601-72-8301 |
| Primary APN | 4601-72-8301 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 42,819 sqft (0.983 acres) |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Storage Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 126767 |
|---|---|
| Street Address | 1521 FOREST RIDGE DR |
| City | STANLEY |
| State | NC |
| Zip | 28164-7790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-T |
| Legal Description | #91 FOREST RIDGE |
| Legal Subdivision | FOREST RDG |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 71102 |
Source: Lincoln County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1521 FOREST RIDGE DR, STANLEY, NC 28164-7790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Apr 7, 2026 | Deed of Trust · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Nov 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 1997 · Amount on Record |
| Deed Sale | Dec 31, 1997 · Amount on Record |
| Deed Book / Page | 1022 / 707 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 7, 2026 |
| Property Address | 1521 FOREST RIDGE DR, STANLEY, NC 28164-7790 |
| Document Number | 0003492282 |
| Book / Page | 3492 / 282 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026707807 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1521 FOREST RIDGE DR, STANLEY, NC 28164-7790 |
| Document Number | 0000707807, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 3492/282 |
| Instrument | 2026707807 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 7, 2026 |
| Property Address | 1521 FOREST RIDGE DR, STANLEY, NC 28164-7790 |
| Document Number | 0000707807 |
| Book / Page | 3492 / 282 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026707807 |
| Record Updated | Apr 23, 2026 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R |
| Name | Verified Name |
|---|---|
| Address | 1521 FOREST RIDGE DR, STANLEY, NC 28164-7790 |
| Document Number | 0000707807, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 3492/282 |
| Instrument | 2026707807 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1521 FOREST RIDGE DR, STANLEY, NC 28164-7790 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 3104402 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 3104/402 |
| Instrument | 642112 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2031 |
Source: Lincoln County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,687.00 (+1.17%) | $421,717 (-) Land $59,823 Building $361,894 | $421,717 (-) Land $59,823 Building $361,894 |
| 2023 | $2,656.00 | $421,717 Land $59,823 Building $361,894 | $421,717 Land $59,823 Building $361,894 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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