1485 Co Rd 131, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 1485 Co Rd 131, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,728 sqft · built 1989
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Tax Bill	$1,215 (2026)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-10-07-35-0-000-002.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-07-35-0-000-002.000`
Alternative APNs	`ALT APN:1007350000002000` `31891`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,152 sqft
Upper Floors Area	576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	396 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	31891
Street Address	1485 COUNTY ROAD 131
City	CEDAR BLUFF
State	AL
Zip	35959-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT PT NE/4 NE/4 N OF MEADOWS EST SD, PB 8 PG 29 & NECO RD & W WEISS LAKE
Legal Range	10E
Legal Township	09S
Legal Section	35
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2034
Census Tract	955701

Owner

1485 Co Rd 131 is owned and occupied by an individual who acquired it in September 2016.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1485 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 23, 2016
Transfer Doc	0000195159
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Recording Date	Aug 3, 2026
Property Address	1485 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2128
Document Number	0000245150
Instrument Date	Jul 17, 2026
Instrument	2026245150
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1485 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2128

Mortgage

Document Number	0000245150,
Date	Aug 3, 2026
Instrument	2026245150

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 1485 Co Rd 131 was $1,215 with a homeowner's exemption, up 7.3% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,215.00 (+7.33%)
2025	$1,132.00 (+3.47%) Homeowner's exemption	$9,320 (+9.39%) Land $7,400 Building $1,920	$252,100 (+3.24%) Land $73,900 Building $178,200
2024	$1,094.00 Additional exemption filed	$8,520 (-65.11%) Land $6,600 Building $1,920	$244,200 (-) Land $66,000 Building $178,200
2023	$1,094.00 (+23.34%) Homeowner's exemption	$24,420 (+492.72%)	$244,200 (+21.98%) Land $66,000 Building $178,200
2022	$887.00 Homeowner's exemption	$4,120 Land $2,200 Building $1,920	$200,200 Land $22,000 Building $178,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1485 Co Rd 131 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1485 Co Rd 131 is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

May also be available: Xfinity.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 131

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