1435 Co Rd 131, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 1435 Co Rd 131, Cedar Bluff, AL 35959

Property Summary

Property Type	Mobile Home
Details	1,624 sqft · built 1993
Lot Size	2.52 acres (109,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Feb 2018)
Tax Bill	$708 (2026)
Deeds & Mortgages	May 2025 Mortgage May 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-10-07-26-0-000-106.029`

Property Details

APN / Parcel Number

Primary APN	`13-10-07-26-0-000-106.029`
Alternative APNs	`ALT APN:1007260000106029` `205041`

Interior

Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Mobile Home
Lot Area	109,771 sqft (2.52 acres)

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	Deck Area
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	205041
Street Address	1435 COUNTY ROAD 131
City	CEDAR BLUFF
State	AL
Zip	35959-2128
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COMM @ THE SE COR;W52 TO POB;CONT W640;N117;NE541;S286 TOPOB
Legal Range	10E
Legal Township	09S
Legal Section	26
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2034
Census Tract	955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	110 SHORELINE DR, CEDAR BLUFF, AL 35959-2194
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2025	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 16, 2025	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Feb 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2018 · Amount on Record
Deed Sale	Feb 20, 2018 · Amount on Record
Deed Document Number	2018201498
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1435 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2128
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1435 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2128

Mortgage

Document Number	0000238698
Date	May 16, 2025
Instrument	238698

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1435 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2128
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1435 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2128

Mortgage

Document Number	0000238698
Date	May 16, 2025
Instrument	238698

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Feb 20, 2018
Property Address	1435 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2128
Document Number	0000201498
Instrument Date	Feb 9, 2018
Instrument	201498
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 COUNTY ROAD 1027, VALLEY HEAD, AL 35989-3958

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1398, LA FAYETTE, GA 30728-1398

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$708.00 (+7.27%)
2025	$660.00 (+7.14%)	$15,060 (+8.35%) Land $11,160 Building $3,900	$170,100 (+7.18%) Land $112,000 Building $58,100
2024	$616.00 (-0.48%) Additional exemption filed	$13,900 (-12.91%) Land $10,000 Building $3,900	$158,700 (-0.44%) Land $100,000 Building $58,700
2023	$619.00 (-0.32%) Additional exemption filed	$15,960 (+14.82%)	$159,400 (-0.44%) Land $100,000 Building $59,400
2022	$621.00 Additional exemption filed	$13,900 Land $10,000 Building $3,900	$160,100 Land $100,000 Building $60,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

May also be available: Xfinity.

Cell Coverage

4G LTE only, no 5G reported

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