1470 Co Rd 131, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 1470 Co Rd 131, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,738 sqft · built 2007
Lot Size	2.44 acres (106,286 sqft)
Owner	Individual Name on File
Last Sale	$324,700 (Aug 2012)
Tax Bill	$1,191 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-10-07-35-0-000-002.007`

Property Details

APN / Parcel Number

Primary APN	`13-10-07-35-0-000-002.007`
Alternative APNs	`ALT APN:1007350000002007` `26134`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,738 sqft Living Area
1st Floor Area	2,738 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	106,286 sqft (2.44 acres)

Exterior Amenities

Porch	Patio
Porch Area	680 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	26134
Street Address	1470 COUNTY ROAD 131
City	CEDAR BLUFF
State	AL
Zip	35959-2188
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, SUMMER CREST SD PB 9 PG 97
Legal Range	10E
Legal Township	09S
Legal Section	35
Legal Subdivision	SUMMER CREST SD
Legal Lot Number	7
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2038
Census Tract	955701

Owner

1470 Co Rd 131 is owned and occupied by an individual who bought it in August 2012.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1470 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2188
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2012 · Amount on File
Deed Sale	Aug 17, 2012 · Amount on File
Prior Sale	Aug 26, 2005
Deed Document Number	2012175538
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1470 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2188
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	FNC TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000215695
Date	Dec 14, 2020
Instrument	215695

Lender

Name	FEDERAL HOUSING COMISSIONER
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 25, 2005

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1470 Co Rd 131 was $1,191.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,191.00
2025		$30,060 Land $8,400 Building $21,660	$315,900 Land $84,000 Building $231,900
2023	$1,076.00 (-12.23%) Additional exemption filed	$30,960 (+241.72%)	$309,400 (-) Land $75,000 Building $234,400
2022	$1,226.00 Additional exemption filed	$9,060 Land $7,500 Building $1,560	$309,400 Land $75,000 Building $234,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1470 Co Rd 131 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1470 Co Rd 131 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: AT&T.

Cell Coverage

4G LTE only, no 5G reported

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