1535 Co Rd 131, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 1535 Co Rd 131, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1987
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (May 2025)
Tax Bill	$1,916 (2026)
Deeds & Mortgages	Mar 2020 Mortgage May 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-10-07-35-0-000-001.005`

Property Details

APN / Parcel Number

Primary APN	`13-10-07-35-0-000-001.005`
Alternative APNs	`ALT APN:1007350000001005` `31890`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Mixed
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	752 sqft
Deck Area	Deck Area
Utility Building	78 sqft

Location & Zoning

Account Number	31890
Street Address	1535 COUNTY ROAD 131
City	CEDAR BLUFF
State	AL
Zip	35959-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT PT OF LOT 3, BLK A, MEADOW EST SD, PB 8 PG 29
Legal Range	10E
Legal Township	09S
Legal Section	35
Legal Subdivision	MEADOWS ESTATE
Legal Block	A
Legal Lot Number	3
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2034
Census Tract	955701

Owner

1535 Co Rd 131 is owned by an individual who bought it in May 2025.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4636 NORWALK RD, ATLANTA, GA 30338-5939
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK OF ALABAMA
May 23, 2025	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
May 23, 2025	Intrafamily Transfer, Transfer
Nov 19, 2024	Warranty Deed, Transfer
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK OF ALABAMA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2025 · Amount on File
Deed Sale	May 23, 2025 · Amount on File
Prior Sale	Nov 19, 2024 · Amount on File
Deed Document Number	2025238805
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1535 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2129
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000211255
Date	Mar 3, 2020
Instrument	211255

Lender

Name	PEOPLES BANK OF ALABAMA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 23, 2025
Property Address	1535 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2129
Document Number	0000238805
Map Reference	MB 8 PG 29
Instrument Date	May 23, 2025
Instrument	238805
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 HAWKS FARM RD, WHITE, GA 30184-3522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4636 NDRWALK RD, ATLANTA, GA 30338-5939

Mortgage

Document Number	0000238806
Date	May 23, 2025
Instrument	238806

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE AL
Recording Date	May 23, 2025
Property Address	1535 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2129
Document Number	0000238805
Map Reference	MB 8 PG 29
Instrument Date	May 23, 2025
Instrument	238805
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 HAWKS FARM RD, WHITE, GA 30184-3522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4636 NDRWALK RD, ATLANTA, GA 30338-5939

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Nov 19, 2024
Property Address	1535 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2129
Document Number	0000236474
Map Reference	MB 8 PG 29
Instrument Date	Nov 19, 2024
Instrument	236474
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1535 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2129

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 HAWKS FARM RD, WHITE, GA 30184-3522

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1535 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2129
Transaction Type	Mortgage
Record Updated	Mar 25, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	211255
Date	Mar 3, 2020
Instrument	211255

Lender

Name	PEOPLES BANK OF ALABAMA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1535 Co Rd 131 was $1,916.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,916.00
2025		$12,500 Land $1,600 Building $10,900	$140,300 Land $16,000 Building $124,300
2023	Homeowner's exemption	$13,980	$139,600 Land $14,300 Building $125,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1535 Co Rd 131 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1535 Co Rd 131 is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

May also be available: Xfinity.

Cell Coverage

4G LTE only, no 5G reported

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