1481 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 1481 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,344 sqft · built 1976
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Sep 2021)
Tax Bill	$2,493 (2025)
Deeds & Mortgages	Sep 2021 Sale Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5070-0317-0190`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5070-0317-0190`
Alternative APNs	`00256252` `256252`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	960 sqft
Upper Floors Area	384 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	610 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00256252
Street Address	1481 WATERFALL DR
City	SPRING HILL
State	FL
Zip	34608-5466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 7 BLK 317 LOT 19 ORB 374 PG 477
Legal Range	17E
Legal Township	23S
Legal Section	26
Legal Subdivision	SPRING HILL UN 7
Legal Block	317
Legal Lot Number	19
Legal Unit	7
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1009
Census Tract	41103

Owner

1481 Waterfall Dr is owned and occupied by an individual who bought it in September 2021.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	1481 WATERFALL DR, SPRING HILL, FL 34608-5466
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Warranty Deed, Transfer HILLSBOROUGH TITLE INC
Jun 2, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Feb 22, 2019	Warranty Deed, Transfer · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on File
Deed Sale	Sep 15, 2021 · Amount on File
Prior Sale	Feb 22, 2019 · Amount on File
Deed Document Number	2021069505
Deed Book / Page	4055 / 1953
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 15, 2021
Property Address	1481 WATERFALL DR, SPRING HILL, FL 34608-5466
Document Number	0040551953
Book / Page	4055 / 1953
Map Reference	MB 8 PG 11-24
Instrument Date	Sep 10, 2021
Instrument	2021069505
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8401 CAMBRIA CT, 8401, NEW PORT RICHEY, FL 34653-6757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1481 WATERFALL DR, SPRING HILL, FL 34608-5466

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1481 WATERFALL DR, SPRING HILL, FL 34608-5466
Document Number	0038500410
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1481 WATERFALL DR SPRING HILL FL 346085466, SPRING HILL, FL 34608-5466

Mortgage

Document Number	0038500410
Date	Jun 11, 2020
Book Page	003850/000410
Instrument	35212

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 22, 2019
Property Address	1481 WATERFALL DR, SPRING HILL, FL 34608-5466
Document Number	0036730066
Book / Page	003673 / 000066
Instrument Date	Feb 20, 2019
Instrument	10964
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	PLATINUM TITLE/S FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$756.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1481 WATERFALL DR SPRING HILL FL 346085466, SPRING HILL, FL 34608-5466

Mortgage

Document Number	36730068
Date	Feb 22, 2019
Book Page	003673/000068
Instrument	10965

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1481 Waterfall Dr was $2,493 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,493.00 Additional exemption filed	$214,109	$220,173 Land $38,000 Building $182,173
2023		$202,015 (+3%) Land $26,275 Building $175,740
2022	$2,467.00 Homeowner's exemption	$196,131 Land $27,000 Building $169,131	$208,029 Land $30,000 Building $178,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1481 Waterfall Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1481 Waterfall Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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