1495 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 1495 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,479 sqft · built 1976
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Oct 2021)
Tax Bill	$2,474 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5070-0317-0200`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5070-0317-0200`
Alternative APNs	`00256261` `256261`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,479 sqft Living Area
1st Floor Area	1,479 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Patio Area	96 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00256261
Street Address	1495 WATERFALL DR
City	SPRING HILL
State	FL
Zip	34608-5466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 7 BLK 317 LOT 20 ORB 374 PG 477
Legal Range	17E
Legal Township	23S
Legal Section	26
Legal Subdivision	SPRING HILL UN 7
Legal Block	317
Legal Lot Number	20
Legal Unit	7
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1009
Census Tract	41103

Owner

1495 Waterfall Dr is owned by an individual who bought it in October 2021.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	8307 REYNOLDS DR, HUDSON, FL 34667-6920
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA
Sep 17, 2021	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021 · Amount on File
Deed Sale	Oct 28, 2021 · Amount on File
Prior Sale	Sep 17, 2021
Deed Document Number	2021081403
Deed Book / Page	4076 / 1741
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 28, 2021
Property Address	1495 WATERFALL DR, SPRING HILL, FL 34608-5466
Document Number	0040761741
Book / Page	4076 / 1741
Map Reference	MB 8 PG 11
Instrument Date	Oct 18, 2021
Instrument	2021081403
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	TROPICS TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11009 NAVAJO DR, 11009, NEW PORT RICHEY, FL 34654-5243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8307 REYNOLDS DR, HUDSON, FL 34667-6920

Mortgage

Document Number	40761743
Date	Oct 28, 2021
Instrument	4076/1743

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	HERNANDO FL
Recording Date	Sep 17, 2021
Property Address	1495 WATERFALL DR, SPRING HILL, FL 34608-5466
Document Number	0040571172
Book / Page	4057 / 1172
Instrument Date	Apr 14, 2021
Instrument	2021070328
Transaction Type	Foreclosure
Record Updated	Oct 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3432 US HIGHWAY 1920, 3432, HOLIDAY, FL 34691

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	789 PROVIDENCE BLVD, BROOKSVILLE, FL 34601-3043

Tax Assessment & Valuation

The 2025 property tax bill for 1495 Waterfall Dr was $2,474.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,474.00	$173,311 Land $38,000 Building $135,311	$173,311 Land $38,000 Building $135,311
2023		$162,072 (+6.32%) Land $32,370 Building $129,702
2022	$2,461.00	$152,433 Land $27,000 Building $125,433	$162,072 Land $30,000 Building $132,072

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1495 Waterfall Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1495 Waterfall Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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