1447 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 1447 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,787 sqft · built 1984
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on File
Last Sale	$239,000 (Apr 2021)
Tax Bill	$4,442 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5070-0317-0140`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5070-0317-0140`
Alternative APNs	`00256216` `256216`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,787 sqft Living Area
1st Floor Area	1,787 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	359 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00256216
Street Address	1447 WATERFALL DR
City	SPRING HILL
State	FL
Zip	34608-5466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 7 BLK 317 LOT 14
Legal Range	17E
Legal Township	23S
Legal Section	26
Legal Subdivision	SPRING HILL UN 7
Legal Block	317
Legal Lot Number	14
Legal Unit	7
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1009
Census Tract	41103

Owner

1447 Waterfall Dr is owned by a company that acquired it in August 2022.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Company Name on File
Mailing Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Aug 9, 2022	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Apr 26, 2021	Warranty Deed, Transfer REALTECH TITLE LLC, REAL TECH TITLE LLC
Apr 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Aug 29, 2017	Grant Deed, Transfer SHORE TO SHORE TITLE INC
Mar 9, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2021 · Amount on File
Deed Sale	Apr 26, 2021 · Amount on File
Prior Sale	Apr 26, 2021 · Amount on File
Deed Document Number	0039870969
Deed Book / Page	3987 / 969
Last Transfer Date	Aug 9, 2022
Transfer Doc	0042060544
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1447 WATERFALL DR, SPRING HILL, FL 34608-5466
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041471385
Date	Mar 29, 2022
Book Page	4147/1385
Instrument	2022023738

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Aug 9, 2022
Property Address	1447 WATERFALL DR, SPRING HILL, FL 34608-5466
Document Number	0042060544
Book / Page	4206 / 544
Map Reference	MB 8 PG 11
Instrument Date	Dec 22, 2021
Instrument	2022060457
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 120, CHICAGO, IL 60606-6995

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 26, 2021
Property Address	1447 WATERFALL DR, SPRING HILL, FL 34608-5466
Document Number	0039870969
Book / Page	3987 / 969
Map Reference	MB 8 PG 11
Instrument Date	Apr 22, 2021
Instrument	2021029673
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	REALTECH TITLE LLC, REAL TECH TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,673.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 16, 2018
Property Address	1447 WATERFALL DR, SPRING HILL, FL 34608-5466
Document Number	0035731525
Book / Page	003573 / 001525
Instrument Date	Apr 10, 2018
Instrument	22912
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,050.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7840 10TH AVENUE SOUTH ST ST PETERSBURG FL 33707, ST PETERSBURG, FL 33707

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 29, 2017
Property Address	1447 WATERFALL DR, SPRING HILL, FL 34608-5466
Document Number	0035020465
Book / Page	003502 / 000465
Instrument Date	Aug 16, 2017
Instrument	49678
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	SHORE TO SHORE TITLE INC

Transaction

Amount	Amount on Record
Tax	$455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15155 SW 20TH LN MIAMI FL 331855682, MIAMI, FL 33185-5682

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 9, 2017
Property Address	1447 WATERFALL DR, SPRING HILL, FL 34608-5466
Document Number	0034461301
Book / Page	003446 / 001301
Instrument Date	Feb 21, 2017
Instrument	13305
Transaction Type	Foreclosure
Record Updated	May 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

The 2025 property tax bill for 1447 Waterfall Dr was $4,442.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,442.00	$311,215 Land $47,416 Building $263,799	$311,215 Land $47,416 Building $263,799
2023		$293,452 (+6.26%) Land $42,599 Building $250,853
2022	$4,456.00	$276,177 Land $33,691 Building $242,486	$293,452 Land $37,434 Building $256,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1447 Waterfall Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1447 Waterfall Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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