1455 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 1455 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,636 sqft · built 1983
Lot Size	0.263 acres (11,444 sqft)
Owner	Individual Name on Record
Last Sale	$166,900 (Aug 2018)
Tax Bill	$2,420 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5070-0317-0150`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5070-0317-0150`
Alternative APNs	`00256225` `256225`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,636 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	1,489 sqft
Upper Floors Area	1,147 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,444 sqft (0.263 acres)
Lot Dimensions	128 ft deep x 87 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	52 sqft
Patio Area	256 sqft
Utility Building	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00256225
Street Address	1455 WATERFALL DR
City	SPRING HILL
State	FL
Zip	34608-5466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 7 BLK 317 LOT 15 ORB 285 PG 403
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 7
Legal Block	317
Legal Lot Number	15
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1009
Census Tract	41103

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1455 WATERFALL DR, SPRING HILL, FL 34608-5466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Aug 22, 2018	Special Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Feb 8, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Aug 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2018 · Amount on Record
Deed Sale	Aug 22, 2018 · Amount on Record
Prior Sale	Feb 8, 2018 · Amount on Record
Deed Document Number	201850733
Deed Book / Page	3615 / 955
Prior Transfer Date	Jul 31, 2017
Prior Transfer Doc	0034941342
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1455 WATERFALL DR, SPRING HILL, FL 34608-5466
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 WATERFALL DR, SPRING HILL, FL 34608-5466

Mortgage

Document Number	0040520400
Date	Sep 7, 2021
Book Page	4052/400
Instrument	2021067289

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 22, 2018
Property Address	1455 WATERFALL DR, SPRING HILL, FL 34608-5466
Document Number	0036150955
Book / Page	3615 / 0955
Map Reference	MB8 PG11
Instrument Date	Aug 17, 2018
Instrument	2018050733
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,168.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2424 NE 22ND ST, 2424, POMPANO BEACH, FL 33062-3002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 WATERFALL DR, SPRING HILL, FL 34608-5466
Investor	Possibly a Property Investor

Mortgage

Document Number	2018050734
Date	Aug 22, 2018
Instrument	2018050734

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 8, 2018
Property Address	1455 WATERFALL DR, SPRING HILL, FL 34608-5466
Document Number	0035510994
Book / Page	003551 / 000994
Instrument Date	Jan 17, 2018
Instrument	7815
Transaction Type	Foreclosure
Record Updated	Mar 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$734.30
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2424 NE 22ND ST POMPANO BEACH FL 330623002, POMPANO BEACH, FL 33062-3002

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 3, 2017
Property Address	1455 WATERFALL DR, SPRING HILL, FL 34608-5466
Document Number	0034941342
Book / Page	003494 / 001342
Instrument Date	Jul 31, 2017
Instrument	44564
Transaction Type	Transfer
Record Updated	Sep 19, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 N ATKINS ROSWELL NM 88201, ROSWELL, NM 88201

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,420.00 (+42.44%) Homeowner's exemption	$160,520 (+5.99%)	$295,416 (+18.83%) Land $43,487 Building $251,929
2023		$151,452 (+3%) Land $151,452
2022	$1,699.00 Homeowner's exemption	$147,041	$248,608 Land $34,332 Building $214,276

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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