138 Crest Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 138 Crest Dr, Watsonville, CA 95076

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 2 ba · 2,070 sqft · built 1949
Lot Size	1.13 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$865,000 (May 2008)
Tax Bill	$13,865 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-271-24`

Property Details

APN / Parcel Number

Primary APN	`046-271-24`
Alternative APN	`046-271-24-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	2,070 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	49,658 sqft
Terrain	Steep
View / Lot	Ocean
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	138 CREST DR
City	WATSONVILLE
State	CA
Zip	95076-8532
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	CA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2004
Census Tract	122300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 CREST DR, WATSONVILLE, CA 95076-8532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2008 · Amount on Record
Deed Sale	May 21, 2008 · Amount on Record
Prior Sale	Apr 26, 2004 · Amount on Record
Deed Document Number	200821845
Prior Transfer Date	Apr 2, 2008
Prior Transfer Doc	0000021844
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	138 CREST DR, WATSONVILLE, CA 95076-8532
Transaction Type	Mortgage
Record Updated	Feb 22, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TIT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 CREST DR, WATSONVILLE, CA 95076-8532

Mortgage

Document Number	0000002167
Date	Feb 8, 2023
Instrument	2023-0002167

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	138 CREST DR, WATSONVILLE, CA 95076-8532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 CREST DR, WATSONVILLE, CA 95076-8532

Mortgage

Document Number	0000003789
Date	Jan 22, 2021
Instrument	2021-0003789

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	138 CREST DR, WATSONVILLE, CA 95076-8532
Document Number	0000021608
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	138 CREST DR WATSONVILLE CA 950768532, WATSONVILLE, CA 95076-8532

Mortgage

Document Number	0000021608
Date	Jul 17, 2018
Instrument	21608

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065-1409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,158,921 (+2%) Land $683,295 Building $475,626
2025	$13,865.00 (+13.03%)	$1,136,197 (+4.04%) Land $669,897 Building $466,300
2023	$12,267.00 (+1.79%)	$1,092,077 Land $643,884 Building $448,193	$1,155,330
2022	$12,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (1978–2010)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Apr 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANDREAS MUTUAL WATER CO private · serves 392 people · EPA ID CA4400558
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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