14730 Cherry Ln, Ridgely, MD 21660 Property Records

Caroline County property record for 14730 Cherry Ln, Ridgely, MD 21660

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,770 sqft · built 1989
Lot Size1.35 acres (58,806 sqft)
Owner2 Individual Names on File
Last Sale$189,900 (Oct 2003)
Tax Bill$3,413 (2026)
Deeds & MortgagesApr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-012128

Property Details

APN / Parcel Number

Primary APN07-012128
Alternative APNs
  • 7012128
  • 012128

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,770 sqft Total Area
1st Floor Area1,530 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialSiding Sheathing
Roof MaterialComposition Shingle
Lot Area58,806 sqft (1.35 acres)
Garage TypeAttached
Garage Area788 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area670 sqft
Deck Area330 sqft
Shed1 Shed
Shed Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number012128
Street Address14730 CHERRY LN
CityRIDGELY
StateMD
Zip21660-1407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Description1.357 AC L-57 SEC A CHERRY LANE LYN WOODS SUB
Legal SubdivisionCHERRY LANE LYN WOODS SUB
Legal Lot Number57
JurisdictionCAROLINE MD
Township / Civil Division7, RIDGELY
Census Block Group1
Census Block1001
Census Tract955201

Owner

14730 Cherry Ln is owned and occupied by two individuals who bought it in October 2003.

Source: Caroline County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address14730 CHERRY LN, RIDGELY, MD 21660-1407
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2003 · Amount on File
Deed SaleOct 21, 2003 · Amount on File
Prior SaleDec 4, 1998 · Amount on File
Deed Document Number20031062
Deed Book / Page512 / 149
Record UpdatedOct 29, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE MD
Property Address14730 CHERRY LN, RIDGELY, MD 21660-1407
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyCU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013540311
DateApr 25, 2019
Book Page1354/311
Lender
NameNASA FCU
TypeCredit Union
AddressBOWIE, MD 20716
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueApr 28, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 14730 Cherry Ln was $3,413 with a homeowner's exemption, up 3.2% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,413.00 (+3.17%) Homeowner's exemption$345,733$362,800 Land $87,400 Building $275,400
2025$3,308.00
2023$3,029.00 Homeowner's exemption$291,133$311,600 Land $87,400 Building $224,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14730 Cherry Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1999–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14730 Cherry Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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