1476 Saddle Way, Oceanside, CA 92057 Property Records

San Diego County property record for 1476 Saddle Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,295 sqft · built 1988
Lot Size	0.42 acres (1,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Oct 2020)
Tax Bill	$5,047 (2025)
Deeds & Mortgages	Oct 2020 Transfer Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`157-532-62-00`

Property Details

APN / Parcel Number

Primary APN	`157-532-62-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,295 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	1,850 sqft (0.42 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1476 SADDLE WAY
City	OCEANSIDE
State	CA
Zip	92057-4822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A-EQ
Legal Description	LOT 121 TR 011850
Legal Subdivision	MISSION MEADOWS
Legal Tract	011850
Legal Block	1
Legal Lot Number	121
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1006
Census Tract	19303

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1476 SADDLE WAY, OCEANSIDE, CA 92057-4822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Quit Claim Deed, Transfer LAWYERS TITLE
Oct 19, 2020	Grant Deed, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Jun 25, 2002 · Amount on Record
Deed Document Number	2020634725
Prior Transfer Date	Sep 15, 2020
Prior Transfer Doc	0000634724
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 19, 2020
Property Address	1476 SADDLE WAY, OCEANSIDE, CA 92057-4822
Document Number	0000634724
Instrument Date	Sep 14, 2020
Instrument	634724
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1476 SADDLE WAY OCEANSIDE CA 920574822, OCEANSIDE, CA 92057-4822

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 19, 2020
Property Address	1476 SADDLE WAY, OCEANSIDE, CA 92057-4822
Document Number	0000634725
Map Reference	MAP 11850
Instrument Date	Jul 10, 2020
Instrument	2020-0634725
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1476 SADDLE WAY, OCEANSIDE, CA 92057-4822

Mortgage

Document Number	0000634726
Date	Oct 19, 2020
Instrument	2020-0634726

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$458,188 (+2%) Land $217,700 Building $240,488
2025	$5,047.00 (+8.7%) Homeowner's exemption	$449,205 (+4.04%) Land $213,432 Building $235,773
2023	$4,643.00 (+0.28%) Homeowner's exemption	$431,764 Land $205,146 Building $226,618
2022	$4,630.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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