1475 Saddle Way, Oceanside, CA 92057 Property Records

San Diego County property record for 1475 Saddle Way, Oceanside, CA 92057

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,295 sqft · built 1988
Lot Size0.42 acres (1,850 sqft)
Owner2 Individual Names on File
Last Sale$675,000 (Mar 2024)
Tax Bill$7,825 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Jul 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN157-532-66-00

Property Details

APN / Parcel Number

Primary APN157-532-66-00

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,295 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleCondo/Apartment
Lot Area1,850 sqft (0.42 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1475 SADDLE WAY
CityOCEANSIDE
StateCA
Zip92057-4822
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-A-EQ
Legal DescriptionLOT 125 TR 011850
Legal SubdivisionMISSION MEADOWS
Legal Tract011850
Legal Block1
Legal Lot Number125
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1006
Census Tract19303

Owner

Source: San Diego County records · APN 157-532-66-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1475 SADDLE WAY, OCEANSIDE, CA 92057-4822
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2024Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 14, 2022Grant Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE
Feb 28, 2022Grant Deed, Construction Loan · Construction Mortgage
KIAVI FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 19, 2024 · Amount on Record
Deed SaleMar 19, 2024 · Amount on Record
Prior SaleJul 14, 2022 · Amount on Record
Deed Document Number202468271
Prior Transfer DateAug 22, 2016
Prior Transfer Doc0000450274
Record UpdatedSep 20, 2026

March 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 19, 2024
Property Address1475 SADDLE WAY, OCEANSIDE, CA 92057-4822
Document Number0000068271
Map ReferenceMAP 11850
Instrument DateMar 04, 2024
Instrument2024-0068271
Transaction TypeTransfer
Record UpdatedMar 29, 2024
Title CompanyWFG NATIONAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1475 SADDLE WAY, OCEANSIDE, CA 92057-4822

Mortgage

Document Number0000068272
DateMar 19, 2024
Instrument2024-0068272
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

July 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 14, 2022
Property Address1475 SADDLE WAY, OCEANSIDE, CA 92057-4822
Document Number0000290970
Map ReferenceMAP 11850
Instrument DateJun 29, 2022
Instrument2022-0290970
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1475 SADDLE WAY, OCEANSIDE, CA 92057-4822

Mortgage

Document Number0000290971
DateJul 14, 2022
Instrument2022-0290971
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

February 2022: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 28, 2022
Property Address1475 SADDLE WAY, OCEANSIDE, CA 92057-4822
Document Number0000090561
Map ReferenceMAP 11850
Instrument DateFeb 18, 2022
Instrument2022-0090561
Transaction TypeConstruction Loan
Record UpdatedMar 11, 2022
Title CompanyTICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 210002, CHULA VISTA, CA 91921-0002
InvestorPossibly a Property Investor

Mortgage

Document Number0000090562
DateFeb 28, 2022
Instrument2022-0090562
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$702,268 (+2%) Land $297,611 Building $404,657
2025$7,825.00 (+20.33%)$688,499 (+15.33%) Land $291,776 Building $396,723
2023$6,503.00 (+271.39%)$597,000 Land $253,000 Building $344,000
2022$1,751.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
AT&T
DSL
100 / 20

May also be available: Verizon.

Based on FCC filings for 400 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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