1473 Saddle Way, Oceanside, CA 92057 Property Records

San Diego County property record for 1473 Saddle Way, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,295 sqft · built 1988
Lot Size	0.42 acres (1,850 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 2000)
Tax Bill	$2,601 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`157-532-65-00`

Property Details

APN / Parcel Number

Primary APN	`157-532-65-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,295 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	1,850 sqft (0.42 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1473 SADDLE WAY
City	OCEANSIDE
State	CA
Zip	92057-4822
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-A-EQ
Legal Description	LOT 124 TR 011850
Legal Subdivision	MISSION MEADOWS
Legal Tract	011850
Legal Block	1
Legal Lot Number	124
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1006
Census Tract	19303

Owner

1473 Saddle Way, a condominium, is owned and occupied by an individual who acquired it in May 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1473 SADDLE WAY, OCEANSIDE, CA 92057-4822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE
Jan 8, 2026	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Feb 25, 2021	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jun 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jun 22, 2020	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2000 · Amount on File
Deed Sale	Jul 7, 2000 · Amount on File
Prior Sale	Oct 17, 1995 · Amount on File
Deed Document Number	2000360552
Last Transfer Date	May 29, 2020
Transfer Doc	0000324174
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2026
Property Address	1473 SADDLE WAY, OCEANSIDE, CA 92057-4822
Document Number	0000107393
Instrument Date	Apr 11, 2026
Instrument	2026107393
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1473 SADDLE WAY, OCEANSIDE, CA 92057-4822
Investor	Possibly a Property Investor

Mortgage

Document Number	0000107393,
Date	Apr 17, 2026
Instrument	2026107393

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2026
Property Address	1473 SADDLE WAY, OCEANSIDE, CA 92057-4822
Document Number	0000107393
Instrument Date	Apr 11, 2026
Instrument	2026107393
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1473 SADDLE WAY, OCEANSIDE, CA 92057-4822
Investor	Possibly a Property Investor

Mortgage

Document Number	0000107393,
Date	Apr 17, 2026
Instrument	2026107393

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.11%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1473 SADDLE WAY, OCEANSIDE, CA 92057-4822
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1473 SADDLE WAY, OCEANSIDE, CA 92057-4822

Mortgage

Document Number	0000005527
Date	Jan 8, 2026
Instrument	2026-0005527

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 31, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1473 SADDLE WAY, OCEANSIDE, CA 92057-4822
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1473 SADDLE WAY, OCEANSIDE, CA 92057-4822

Mortgage

Document Number	0000138728
Date	Mar 29, 2022
Instrument	2022-0138728

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1473 SADDLE WAY, OCEANSIDE, CA 92057-4822
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1473 SADDLE WAY, OCEANSIDE, CA 92057-4822

Mortgage

Document Number	0000147855
Date	Feb 25, 2021
Instrument	2021-0147855

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 22, 2020
Property Address	1473 SADDLE WAY, OCEANSIDE, CA 92057-4822
Document Number	0000324175
Map Reference	MAP 11850
Instrument Date	Jun 17, 2020
Instrument	2020-0324175
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1473 SADDLE WAY, OCEANSIDE, CA 92057-4822

Mortgage

Document Number	0000324176
Date	Jun 22, 2020
Instrument	2020-0324176

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 22, 2020
Property Address	1473 SADDLE WAY, OCEANSIDE, CA 92057-4822
Document Number	0000324174
Instrument Date	May 29, 2020
Instrument	324174
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1473 SADDLE WAY OCEANSIDE CA 920574822, OCEANSIDE, CA 92057-4822

Tax Assessment & Valuation

The 2025 property tax bill for 1473 Saddle Way was $2,601, up 6% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$230,522 (+2%) Land $76,836 Building $153,686
2025	$2,601.00 (+5.99%)	$226,003 Land $75,330 Building $150,673
2024	$2,454.00 (+2.42%)
2023	$2,396.00 (+0.29%)	$217,228 Land $72,405 Building $144,823
2022	$2,389.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1473 Saddle Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1473 Saddle Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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