1474 Saddle Way, Oceanside, CA 92057 Property Records

San Diego County property record for 1474 Saddle Way, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,424 sqft · built 1988
Lot Size	0.8 acres (3,481 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Feb 2026)
Tax Bill	$5,428 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`157-532-63-00`

Property Details

APN / Parcel Number

Primary APN	`157-532-63-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,424 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	3,481 sqft (0.8 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1474 SADDLE WAY
City	OCEANSIDE
State	CA
Zip	92057-4822
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-A-EQ
Legal Description	LOT 122 TR 011850
Legal Subdivision	MISSION MEADOWS
Legal Tract	011850
Legal Block	1
Legal Lot Number	122
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1006
Census Tract	19303

Owner

1474 Saddle Way, a condominium, is owned and occupied by two individuals who bought it in February 2026.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1474 SADDLE WAY, OCEANSIDE, CA 92057-4822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Grant Deed, Transfer · Conventional Mortgage DOLAN GADDI LENDING INC
Oct 27, 2020	Grant Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2026 · Amount on File
Deed Sale	Feb 18, 2026 · Amount on File
Prior Sale	Oct 27, 2020 · Amount on File
Deed Document Number	202644638
Prior Transfer Date	Jun 28, 2018
Prior Transfer Doc	0000264330
Record Updated	Oct 29, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 18, 2026
Property Address	1474 SADDLE WAY, OCEANSIDE, CA 92057-4822
Document Number	0000044638
Map Reference	MAP 11850
Instrument Date	Jan 30, 2026
Instrument	2026-0044638
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1474 SADDLE WAY, OCEANSIDE, CA 92057-4822

Mortgage

Document Number	0000044639
Date	Feb 18, 2026
Instrument	2026-0044639

Lender

Name	DOLAN GADDI LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 27, 2020
Property Address	1474 SADDLE WAY, OCEANSIDE, CA 92057-4822
Document Number	0000662016
Map Reference	MAP 11850
Instrument Date	Oct 1, 2020
Instrument	2020-0662016
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5701 MERRYMOUNT CT, OCEANSIDE, CA 92057-5721

Mortgage

Document Number	0000662017
Date	Oct 27, 2020
Instrument	2020-0662017

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$485,790 (+2%) Land $210,525 Building $275,265
2025	$5,428.00 (+6.02%)	$476,266 (+4.04%) Land $206,398 Building $269,868
2024	$5,120.00 (+2.46%)
2023	$4,997.00 (+0.24%)	$457,774 Land $198,384 Building $259,390
2022	$4,985.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1474 Saddle Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1474 Saddle Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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