13700 Higginsport Rd, Bernard, IA 52032 Property Records

Dubuque County property record for 13700 Higginsport Rd, Bernard, IA 52032

Property Summary

Property Type	Rural Home
Details	3 bd · 5 ba · 1,718 sqft · built 2013
Lot Size	74.1 acres (3,229,103 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Mar 2013)
Tax Bill	$4,814 (2024)
Flood Zone	Zone X (minimal risk)
APN	`21-20-400-002`

Property Details

APN / Parcel Number

Primary APN	`21-20-400-002`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,718 sqft Living Area
1st Floor Area	930 sqft
Upper Floors Area	500 sqft
Basement Area	1,718 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,229,103 sqft (74.1 acres)
Garage Type	Attached
Garage Area	1,422 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	357 sqft
Patio Area	90 sqft
Granary	Granary

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	13700 HIGGINSPORT RD
City	BERNARD
State	IA
Zip	52032-9772
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CO
Legal Description	LOT 2 W 1/2 SE & E 1/2 SW - SEC 20 T87N R2E;
Legal Range	02E
Legal Township	87N
Legal Section	20
Legal Subdivision	TRESSA ST ADD
Legal Lot Number	2
Jurisdiction	DUBUQUE IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2030
Census Tract	10300

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13700 HIGGINSPORT RD, BERNARD, IA 52032-9772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2013 · Amount on Record
Deed Sale	Mar 13, 2013 · Amount on Record
Deed Document Number	2013-00004528
Record Updated	Jun 7, 2026

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$432,439 (+15.43%) Land $108,939 Building $323,500	$432,439 (+15.43%) Land $108,939 Building $323,500
2024	$4,814.00 (+1.6%)
2023		$374,631 (+25.02%) Land $85,731 Building $288,900	$374,631 (+25.02%) Land $85,731 Building $288,900
2022	$4,738.00 Homeowner's exemption Additional exemption filed	$299,650 Land $68,090 Building $231,560
2021			$299,650 Land $68,090 Building $231,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 66% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bernard Telephone Company Fiber	1,000 / 1,000