Berrien County property record for 1470 E John Beers Rd, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,404 sqft · built 1975 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-0029-0003-01-7 |
| Primary APN | 17-0029-0003-01-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 1,404 sqft |
| Unfinished Basement | 1,404 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Raised Ranch |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1470 E JOHN BEERS RD |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-9613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A - AG |
| Legal Description | COM 1053.86' E OF N QTR PT SEC 29 T5S R18W TH E 132.42' S0DEG4'E 333' TH W 132.42' TH N0DEG4'W 333' TO POB PER SUR 1098/86 |
| Legal Range | 18W |
| Legal Township | 05S |
| Legal Section | 29 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ROYALTON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 1800 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1470 E JOHN BEERS RD, SAINT JOSEPH, MI 49085-9613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2019 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Jul 24, 2020 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Oct 1, 2019 | Warranty Deed, Transfer · VA Mortgage HORIZON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2019 |
| Deed Sale | Oct 1, 2019 |
| Prior Sale | Oct 1, 2019 |
| Deed Book / Page | 3251 / 2016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1470 E JOHN BEERS RD, SAINT JOSEPH, MI 49085-9613 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03242/3238 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 3242/3238 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jun 12, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1470 E JOHN BEERS RD, SAINT JOSEPH, MI 49085-9613 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 03283/2368 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 3283/2368 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 1, 2019 |
| Property Address | 1470 E JOHN BEERS RD, SAINT JOSEPH, MI 49085-9613 |
| Document Number | 03251/2016 |
| Book / Page | 3251 / 2016 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1470 E JOHN BEERS RD, SAINT JOSEPH, MI 49085-9613 |
| Name | Verified Name |
|---|---|
| Address | 1470 E JOHN BEERS RD, SAINT JOSEPH, MI 49085-9613 |
| Document Number | 0032512020 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 3251/2020 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Royalton Township |
| Unified School District | Lakeshore School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,000 (+33.09%) | $218,000 (+33.09%) | |
| 2025 | $3.00 (-4%) | ||
| 2023 | $81,900 | $163,800 | |
| 2022 | $5.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 43 (1978–2018) |
| Claims Outside the SFHA | 11 of 43 |
| Most Recent Claim | Mar 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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